The marketing department at Chase might be good at getting people to sign up for credit cards and home mortgages. However, they’re not all that good at explaining “the latte factor.”
Continue readingTag Archives: personal finance
How Green Living Can Save You Money
Going green can help you protect the environment. However, many people are reluctant to go green because they think that it is too expensive. Going green is not as expensive as you may think. In fact, you may be able to save money by going green.
Continue reading5 Tips for Couples with Joint Finances
Handling finances as a single person can be difficult. Add another adult with income into the mix, and the difficulty can expand. Frequently, a couple will have both a spender and a saver. This is why couples need to have a strategy when it comes to handling household finances.
Continue readingHow & Why Finance Should Be Taught in Schools
Financial literacy involves teaching students the basics of money management. This includes things such as debt, budgeting, saving, and lending. The purpose of financial literacy courses is to set a foundation for students so that they can build strong money habits later in their lives.
Top 5 Financial Resolutions for 2019
As humans, we all have the vices that we would rather not have. Money definitely acts like one of those vices. For this reason, millions of Americans set money-related resolutions every New Year.
Guide to Tipping Etiquette
In most parts of the world, tipping is not mandatory, or even expected. However, in the U.S., you are expected to tip if you go to certain places and most people feel it is a moral obligation. Nonetheless, sometimes you find yourself at a loss on how much to tip for certain services.
The Benefits of Having a “Money Buddy”
Based solely on this headline, you may be wondering: What on earth is a money buddy? Let us clarify that, no, a money buddy is not someone who helps you spend money. Quite the contrary! A money buddy is a person capable of helping you manage your money properly.
Planning Financially for a Natural Disaster
In light of Hurricane Florence’s recent landfall in the Carolinas, it’s important to consider how natural disasters can impact your financial situation. Despite the emphasis placed on planning for an emergency in schools and throughout the media, many Americans remain unprepared and without a solid financial plan.
Benefits of Encouraging Your Teen to Work
Many parents are reluctant to encourage their teenagers to find a job. They worry it will be a challenge for teens to juggle work and school. However, this dynamic might actually teach them balance and better equip them with a sense of responsibility.
There’s a lot your teen can gain from a part-time job – and that’s not just extra spending money. Continue reading
5 Best Personal Finance Apps of 2018
Gone are the days of balancing checkbooks and keeping a budgeting journal. With our smartphones consistently at our fingertips, all financial matters are handled in the virtual world. We deposit checks, monitor our spending, and seek financial advice all on our smartphones. What’s more, we have the assistance of widely-lauded applications to make all of this easier.