Monthly Archives: August 2014

How to Create a Budget You Can Stick To

When it is time to order checks from your bank, don’t make a hasty decision! Before you pay an expensive price, consider visiting checkworks.com, and letting us fulfill your checking account needs. We offer a wide selection of both personal and business checks that are ideal for the regular consumer and the small business owner. In addition to checks, we also offer various checking account accessories to help you stay on top of your budget.

Speaking of budgets, how is your monthly budget looking? Creating a household budget is fairly easy, but sticking to that budget can be difficult. Here are some tips to help you stick to your monthly budget with ease:

Take your time when creating your budget. If you try to make one in just a few minutes, you are more likely to break the budget. You need to take your time, so that you can fully evaluate your monthly expenses and purchases, and find areas where you can make reductions without suffering. A well-designed budget that accommodates your necessities will be easier to incorporate into your lifestyle.
When making reductions, choose areas that are non-necessities, first, such as entertainment or eating take-out food. Avoid cutting corners in areas such as groceries and fuel for your car. Otherwise, you might wind up eating hotdogs and walking to work at the end of the month.
Set aside some of your budget for emergencies. Only use this when absolutely necessary. Emergencies include unexpected car repairs and medical expenses. At the end of the year, you may just have a nice, little nestegg saved.
Make sure you include your savings account in your budget. A great rule of thumb is to always pay yourself first. So, set aside a specific amount each month for savings, and never get into that money. Save it for situations such as a job loss or extended leave of absence.

Once you have created a workable budget, after a few months, you will find it is much easier to stick with it. Checkworks.com can help with our selection of checks and accessories to keep you organized and on top of your finances. Contact us today to learn more about our products.

Why You Should Shop with Us

When you open a bank account for the very first time, you have to choose which kind of personal checks you want. Now, your bank is likely to offer their own checks, which could include various patterns and designs. However, the price for a box of checks ordered from your bank is likely to be a bit on the expensive side. Here at checkworks.com, we offer a wide range of check styles at a price that is more than affordable for all budgets.

Choose Checks that Match Your Personality

When choosing your check style, you can either keep it simple, or you can make it a reflection of your own personality. For instance, animal lovers often choose checks that feature cute kittens or cuddly puppies – images that reflect their love of four-legged creatures. We offer plenty of images and designs to make it easy for you to find something you love. If you would rather keep your checks simple and straightforward, we have that style, too. These types of checks are useful if you want to maintain a professional appearance, even when making a purchase.

Affordable Pricing and Fast Shipping

Our check prices are some of the most affordable you will find, especially when compared to the check prices from your bank. You will also find our ordering process to be easy, and our shipping speed to be timely. We understand that your time is important, so we don’t waste it with our ordering process. We also understand that you need your new checks as soon as possible, which is why we offer quick shipping times.

Whether you are opening your first checking account, or your third, there is simply no reason why you should feel obligated to purchase checks from your bank. Instead, visit checkworks.com, and have a look at our selection of both personal and business checks. You can also look at some of our checking account accessories that are meant to make your life a little bit easier. For example, our check registers are designed to help you keep track of your purchases with ease. Contact us today, and let us help you find the perfect checks to reflect your personality and professionalism, while still getting the job done.

Utilize Our Business Checks to Manage Your Finances

Owning and operating a small business is no easy feat. There are many responsibilities on your shoulders. One of the most important responsibilities is managing the finances. Without proper management of the finances, your business will quickly go under. One way to help keep track of spending is through the careful use of business checks. Instead of using cash all of the time, you can use checks to monitor where the money goes for each purchase.

Here at checkworks.com, we offer various styles of checks to help you operate your small business. With duplicate checks, you can have a written record of the exact check you wrote, which makes it much easier during tax season to claim your expenses. The use of our checks will also help you develop good habits. Making it a habit to use a checkbook instead of swiping your credit card will help prevent those impulse purchases — the kind of purchases that can wreak havoc on your business’s bottom line.

We also offer detailed registers for writing down important information after every purchase. These registers are a great way to back up the information you already have from the duplicate check. With a register, you have all of the expenses in one convenient location, which makes it much easier to balance your checkbook at the end of each month. Between the duplicate checks and the registers, you should have no trouble managing the finances of your small business.

Here are a few tips to keep in mind when writing checks:

Always record each purchase in the register at the time of the purchase. Don’t rely solely on the duplicate checks to keep track of your purchases. Instead, use the register and the duplicate checks together to ensure that all purchases are monitored.
Make sure anyone with access to the business finances remembers to use checks, too. This means if you send your spouse out to buy some office supplies, give him/her a quick reminder to write the check and record the purchase.
Balance your checkbook at the end of each month. Make sure every purchase is accounted for, and if you notice any discrepancies, contact your bank for more help.

Contact us today at checkworks.com to order a box of checks for your small business, and start managing those finances the right way.

Be Successful with a Household Budget

Creating and managing a household budget is an important step towards financial security. If you fail to budget your money each month, you could wind up with late payments, missing payments, and just utter chaos. No one wants to have chaotic finances. Checkworks.com is the place to go to order checks online — and we also have some useful tips for successfully managing a household budget.

Create your budget. The first step to budgeting is having a budget, so force yourself to sit down and do it. You may have a million reasons why you don’t have time to make a budget right now, but your finances need a solid budget. Don’t put it off any longer.
Be smart. When making your budget, use your good sense. Make a list of the priority bills, such as utilities and mortgage payments, and make sure those things are budgeted accordingly. Then, make a list of other non-essentials, such as entertainment. As you start assigning funds to each bill, take care of the priorities first — you can always rent a video instead of going to the theater.
Use checks. Once you have a budget planned, start using your checking account. When you write checks, you have a record of the purchase. Be sure to record the transaction in your register, which can help you stay on top of your current finances every day.
Avoid credit. Live within your means, and you will see your money grow. Too many people turn to credit cards, and then they only make the minimum payment. If you must have a credit card, stick to only one, make sure it has good terms, and only use it when necessary — and when you are certain you can pay the balance quickly.
Stick to your budget. It is easy to give in to your impulses, especially when it comes to something you really want. Be strong and adhere to your budget rules. You can always save money for non-essentials and purchase them later.

Contact us today at checkworks.com, and let us help you keep you budget on track with our selection of quality checks and registers.