Tag Archives: Managing finances

How to Create a Basic Budget for a Family Vacation

Planning a family vacation is one of the most rewarding ways to spend quality time together, but without a budget, it’s easy to let costs spiral out of control. Whether you’re heading to a nearby beach or flying across the country, creating a simple, effective vacation budget can help ensure a fun, stress-free experience for everyone.

Here’s a step-by-step guide to building your vacation budget and how to make your money go further.

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How Long Is a Personal Check Good For?

In the world of everyday banking, personal checks still hold a significant role, whether you’re paying rent, gifting money, or handling other personal expenses. But what happens if a check isn’t deposited or cashed right away? Knowing how long a check remains valid can help you avoid the hassle of bounced payments or missed deposits. Let’s break down how long a personal check is good for, what you should do with old checks, and how to avoid issues with stale payments.

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How to Make Plans for Your Tax Refund in 2025

Federal tax returns aren’t due until April 15th. However, you can start making a plan for your 2025 tax refund today, even if you have yet to file your return. 

You might be excited about getting some cash back; however, it’s easy to blow through the funds quickly if you don’t have a plan in place. Below, we’ll walk you through this process to help you make better choices once the money gets into your hands.

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How to Manage Finances in your 20s

In your 20s, you may be juggling jobs, education, and relationships, but it’s wise to make sure your financial health is also being cared for. By starting with smart choices now, you can boost your comfort and success in your 30s and beyond. 

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7 Tips for Managing Finances in Your 30s and 40s

Your 30s and 40s are typically a time in life when career paths solidify, debts begin to resolve, and you may even be planning or raising a family. It can be stressful to think about the future when things are already busy. However, with just a few easy adjustments, you can jump-start the next decades of your life with a clear financial plan. 

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Freelancer reviewing her business expenses

Keeping Your Personal & Business Finances Separate

The entrepreneurial spirit that has taken hold of today’s workforce has led to many people jumping into self-employment, freelancing, and gig work. Unfortunately, being an expert in the products or services you provide does not make you an expert in managing business and personal finances. Many sole proprietorships and individual freelancers are lost when it comes to the related financial matters.

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5 Tips for Couples with Joint Finances

Handling finances as a single person can be difficult. Add another adult with income into the mix, and the difficulty can expand. Frequently, a couple will have both a spender and a saver. This is why couples need to have a strategy when it comes to handling household finances.

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