Running a business often means dealing with checks – whether issuing or receiving them. But cashing a business check can sometimes feel like a hassle, especially if you’re unfamiliar with your options. Whether you’re a small business owner, freelancer, or contractor, knowing where and how to cash your business checks efficiently is key to keeping your finances running smoothly.
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Federal tax returns aren’t due until April 15th. However, you can start making a plan for your 2025 tax refund today, even if you have yet to file your return.
You might be excited about getting some cash back; however, it’s easy to blow through the funds quickly if you don’t have a plan in place. Below, we’ll walk you through this process to help you make better choices once the money gets into your hands.
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Even as digital payment methods have grown in popularity over recent years, checks remain a standard form of payment for individuals and businesses. From paying bills and employee wages to making gifts or charitable contributions, checks offer a convenient and secure way to complete payments.
However, even though checks are an analog form of payment, they’re still susceptible to fraud, misuse, and abuse, just like digital methods. In fact, the Financial Crimes Enforcement Network (FinCEN) reported receiving 15,417 reports on mail theft-related check fraud last year, accounting for payments of more than $688 million.
To protect check payments amid the rising incidence of fraud, using high-security checks can be an easy swap for account holders. Continue reading below as we discuss the important features of high-security checks, who should use them, and whether they’re worth the extra cost.
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Nearly 9 out of 10 Americans have some type of financial goal for the new year, according to Bankrate. If you’re one of these money-minded individuals, you might be focused on paying down debts, improving your spending habits, or boosting your credit. Whatever your financial goals are for 2025, becoming well-versed and educated on the topic of personal finance is a must in today’s environment.
Fortunately, there are more outlets than ever to make studying the topic easy (and even enjoyable).
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According to LegalZoom, over half of Americans, or 56%, think estate planning is important for end-of-life planning. So, even though this process can feel overwhelming, taking thoughtful steps now can ease the burden for your loved ones later on.
One way to make the process more straightforward is to organize your financial matters. This includes setting up clear methods for disbursing funds, like using paper checks. By being proactive with these details, you not only make the process easier but also give your family peace of mind, knowing that everything is in order.
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Checks are still a commonly used payment form for many reasons, offering convenience and security when used properly. However, fraudsters can exploit vulnerabilities if the proper precautions are not taken, resulting in potential losses for banks, businesses, and consumers.
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It’s never too late to re-evaluate and revamp your financial plan. Are you completely covered? Check out our top tips on how to stay up-to-date.
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Being financially independent is the first step to economic freedom. When you no longer rely on others for your expenses, you gain a new sense of control over your life. Read our tips below to help make this your new reality.
In a bleak economy that has split the “middle class” into three different subclasses, the 18 to 29 age group have more opportunities to go into debt than any generation that came before them. There is a lot of pressure to show success. So much so that more people are living beyond their means more than ever.
There is no doubt that the new year brings with it a sense of renewal, hope for a better life that spurs us toward New Year’s resolutions and annual tasks.
