Tag Archives: financial advice

New Year, New You: Developing Financial Literacy in 2025

Nearly 9 out of 10 Americans have some type of financial goal for the new year, according to Bankrate. If you’re one of these money-minded individuals, you might be focused on paying down debts, improving your spending habits, or boosting your credit. Whatever your financial goals are for 2025, becoming well-versed and educated on the topic of personal finance is a must in today’s environment. 

Fortunately, there are more outlets than ever to make studying the topic easy (and even enjoyable).

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Checks in Estate Planning and Trust Funds

According to LegalZoom, over half of Americans, or 56%, think estate planning is important for end-of-life planning. So, even though this process can feel overwhelming, taking thoughtful steps now can ease the burden for your loved ones later on. 

One way to make the process more straightforward is to organize your financial matters. This includes setting up clear methods for disbursing funds, like using paper checks. By being proactive with these details, you not only make the process easier but also give your family peace of mind, knowing that everything is in order. 

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How to Protect Yourself from Check Fraud

Checks are still a commonly used payment form for many reasons, offering convenience and security when used properly. However, fraudsters can exploit vulnerabilities if the proper precautions are not taken, resulting in potential losses for banks, businesses, and consumers.

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Living in Financial Denial? Here’s How to Bounce Back

In a bleak economy that has split the “middle class” into three different subclasses, the 18 to 29 age group have more opportunities to go into debt than any generation that came before them. There is a lot of pressure to show success. So much so that more people are living beyond their means more than ever.

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Protecting Your Finances During the COVID-19 Pandemic

Reminders to wash our hands, to keep social distance, and to avoid sneezing and coughing in public have become an almost daily occurrence in the media.  But physical health is not our only concern in the face of stock market plunges, rising unemployment, and forced business closures.

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Old School Personal Finance Habits That Still Work

Among the flurry of “new year, new me” sentiments, there’s one thing that often gets overlooked: the value of tried and true. There’s a lot of outdated advice in the world of personal finance — things your grandparents believed that maybe don’t apply so much anymore. However, there are a number of old-school personal finance habits that still test true.

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