This holiday season, you can spread some cheer by giving back to charities and causes that are near and dear to you. Making your donation using a festive holiday check is a simple, secure, and effective approach, which you can do by following these simple steps:
Continue readingGift-Giving Made Easy: How to Write Checks as Thoughtful Presents
With the holiday season quickly approaching, you may have a long list of family, friends, and acquaintances that you plan to exchange gifts with. While you can take the time to conjure up ideas of the perfect gift for everyone on your list, there’s always a worry that you’ll gift someone something they already have, don’t like, or would rather pick out themselves.
Luckily, one thing nearly everyone can agree on is that receiving money as a gift is always welcomed. Plus, there’s a way to gift money in a thoughtful way that doesn’t lose the personal feel of holiday gift-giving — by using a personal check.
Continue readingHow Election Season Affects Your Finances
The 2024 presidential election is quickly approaching. Among the many questions and concerns surrounding this momentous event, many folks are concerned about what the potential results of the election could mean for their finances.
While there’s no way to predict with full certainty what will occur, historical data and expert insights give us a glimpse into what we might be able to expect.
Continue readingCreating a Holiday Spending Plan: Balancing Gifts, Travel, and Festivities
Before you know it, the holiday season will be in full swing. From gift-giving to festive gatherings and long-anticipated travel plans, there’s plenty to look forward to this time of year. However, it’s easy to get lost in the excitement and let costs spiral without realizing it.
According to PwC’s 2024 Holiday Outlook survey, overall holiday spending is expected to increase by 7% from last year, ringing in at a total of $1,638 per shopper on average.
Whether you anticipate spending more or less than this amount, creating a holiday spending plan can help you stay on budget and avoid overspending. This way, you’re ready for every occasion and don’t have to miss out on any precious holiday moments.
Below, we’ll walk through some simple steps to creating a solid holiday spending plan.
Continue readingChecks and Philanthropy: Simplifying Donations and Charitable Giving
Checks are still widely used in the modern economy despite the rise in electronic payment methods. To this day, checks remain a preferred method for making charitable donations, offering both donors and recipients simplicity and financial transparency. Continue reading below as we explain the advantages of using checks for philanthropic purposes.
Continue readingChecks in Estate Planning and Trust Funds
According to LegalZoom, over half of Americans, or 56%, think estate planning is important for end-of-life planning. So, even though this process can feel overwhelming, taking thoughtful steps now can ease the burden for your loved ones later on.
One way to make the process more straightforward is to organize your financial matters. This includes setting up clear methods for disbursing funds, like using paper checks. By being proactive with these details, you not only make the process easier but also give your family peace of mind, knowing that everything is in order.
Continue readingHow to Balance Your Checkbook in the Digital Age
Balancing your checkbook is an important aspect of managing your finances. It allows you to review all transactions to see where your money goes each month and catch any bank errors or discrepancies. Above all, it provides transparency into your finances, giving you a clear understanding of your financial positioning at any given time.
In the digital age, there continue to be new ways to manage your finances online, including balancing your checkbook, as we’ll detail below.
Continue readingUsing Checks to Manage Cash Flow for Small Businesses
Paper checks aren’t going anywhere despite the rise in digital payment methods. In fact, a recent survey shows that 81% of businesses still pay other firms using paper checks. Despite the many reasons why companies continue to accept and make payments with checks, one of the most significant advantages is that it can help them better manage their cash flows. Below, we’ll explain how.
Continue readingChecks vs. Electronic Payments: Comparing Costs and Benefits for Businesses
The modern business environment has grown increasingly competitive. Business leaders constantly seek new ways to cut costs and boost profits without sacrificing operational efficiency and security. One area where companies may look for cost-saving opportunities is in their payment processing practices.
Businesses that have relied on check payments for decades may start to wonder if switching to electronic payments is a better alternative. Below, we’ll compare these two payment methods to help you understand the costs and benefits of each.
Continue readingThe Evolution of Checks: From Paper to Digital
Checks have long been the cornerstone of personal and business finances. They provide a secure and traceable way to transfer funds, an easy method to make a financial gift or donation, and a reliable payment form that doesn’t require you to have access to technology when initiating a transaction.
Though checks have evolved dramatically over the years, their purpose and benefits remain unchanged. Let’s take a look at how checks have evolved over the years and why they continue to stay relevant in the digital age.
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