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Checks Are Ideal for Small Business Owners

Every time you use your checks, you are making a written record of each purchase. This may not seem like a big deal to the average person, but, when you own a small business, records are everything. You may not be thinking too much about tax season, right now, but the truth is that it is right around the corner. In just a few months, you and millions of other people will be scrambling to gather receipts and other records for tax purposes.

With the use of a checkbook, you can eliminate a huge part of your tax woes. Checkbooks make it easy to keep track of all purchases for a small business. They also make it easy to monitor expenses, as well as income. Any time you make a business-related purchase, pay a business-related bill, or receive business income, your checkbook will reflect a written record. When tax season rolls around, all you have to do is gather your checkbooks from the previous year, and you will have a big portion of the necessary records for your accountant.

Here at checkworks.com, we have a wide assortment of checks for business use, as well as checks for personal use. We also carry a variety of checkbook accessories. These include check registers, calculators, checkbook covers, and business cards. With the right accessories, it can be even easier for you to keep track of business income and expenses in your checkbook.

Times may be changing, and technology keeps advancing — but checkbooks are still used widely, and for many reasons. One of the primary reasons for using a checkbook is for the written record. Whether you are a small business owner or just an individual looking to keep better track of your finances, a checking account can help. CheckWorks is here to make sure you have all of the necessary checks and accessories you need to keep your business finances in order, as well as your personal finances.

Contact us today to learn more about our wide selection of products and how they can help you stay organized, especially with tax season approaching.

Get Your Checks and Accessories in One Place

Finding a good place where you can order cheap personal checks can be tough. There are lots of companies out there that are ready to take your money — in exchange for inferior checks. That is why you should only shop with a trusted company like checkworks.com. Here, you will find a wonderful assortment of checks from which you can choose, and our prices are quite competitive, especially when compared to the prices your bank charges for a box of checks.

In addition to selling quality, personalized checks, we offer a wide range of accessories to help keep your finances in perfect order. Our check registers provide you with a detailed record book for keeping track of all of your purchases. Whether you are buying a basket full of groceries or paying for car repairs, you can make note of it in your register. Then, at the end of the month when it’s time to balance, you will know exactly where your money went at a glance.

Our other accessories include checkbook covers and calculators. The covers are handy, stylish additions to have in your purse. They keep your checkbook, register, and other items, such as a pen, handy and secure in one place. The various styles make it easy for you to find one that matches your personal tastes. You can keep it simple with a solid-colored cover, or you can jazz things up with a vivid design.

Our calculators are super handy, too, especially when it comes to shopping. With our calculator, you can keep track of how much you are spending as you grocery shop. Knowing how much is spent makes it easy to see if you are going over your budget before you get to the checkout line. You can also easily fit our calculators inside one of our checkbook covers, so it is always within reach for your next shopping excursion.

Here at CheckWorks, we strive to provide our customers with quality products and a secure ordering process — something that is very important when it comes to giving out your checking account information. Contact us today to learn more about our selection of checks and accessories.

Business Accounts and Personal Accounts

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Are you thinking about starting your own business? It’s not a bad idea; small businesses are the backbone of the United States, so entrepreneurialism is more than encouraged. In fact, even in many of our country’s urban sprawls you’ll see unique mom and pop shops, specialty stores, independent coffee shops, start-up tech companies, and beyond. No matter the size of the company, be it a one man operation or a restaurant with over 40 employees, each and every business needs to be equipped with business checks as well as a business checking account. This is no matter of method or opinion, either; businesses are in a better legal positioning if they have their very own business bank account.

One of the silliest mistakes that a business owner can make is to operate a business out of a personal bank account. Outside of plain ignorance, there is little excuse as to why you wouldn’t have a dedicated business account, especially since most banks offer free business checking accounts. While starting a small business bank account can sound like a headache, it’s actually pretty easy. That is, of course, if you have all the proper documentation necessary.

Why Should You Keep Your Personal and Business Accounts Separate?

The answer is simple. It doesn’t matter whether you’re running a limited liability company, a corporation or a partnership—nor does the size of your company matter—if you’re legally conducting business and have separate accounts, then the courts will look at your business as a separate entity from yourself as an individual.

Checkworks Image 2Let’s use a hypothetical scenario in order to illustrate the point: if you were to have a lawsuit brought against your business, then only your business could be sued; not you as an individual. However, if your personal bank account and business bank account are one in the same, then the courts will see you and your business as the same entity. A scenario such as this has the potential to get extremely messy and deal immense damage to your personal finances, so do yourself a favor and set up a separate business bank account right away.

By maintaining a business banking account separate from your personal finances, you will be able to handle your taxes in the most beneficial way possible. The IRS will require that you file your personal and business taxes independent of one another. Having to go through a single account and separate the business expenses from the personal can be an arduous undertaking that can easily be avoided by keeping these two accounts separate to begin with.

Many believe that doing the small things early on, such as starting a dedicated business account, will help business owners to develop good business habits which will only help them later down the line, especially when it comes to finances. Another major benefit a business account offers is the ability to accept credit card payments. This is obviously a big reason to go ahead and set up an account since you run the risk of putting your business at an immeasurable disadvantage if you can’t accept debit and credit card payments

With a business account, you are also able to order business checks online from the convenience of your office or home. Also, business checks will help to give you the appearance of a professional, legitimate business. In the business world, there are few things more questionable than receiving a personal check from a business. When a customer, employee, or vendor sees a check with your company’s name on it, they gain a strong sense of professionalism, trustworthiness, and stability. If they see your personal name on the check instead, they may develop a few personal ideas about your company’s image, and when it comes to small business, reputation is everything. Avoid this pitfall by ordering both physical and online business checks.

How Do You Actually Open Your Own Business Checking Account?

The next step beyond understanding all of this is to actually put it into action. It’s extremely important that you actually do what is required by the local, state, and federal governments in order to set up a business account.

To get started, you will want to know your business structure inside and out. Are you running a limited liability corporation, a partnership, or a sole proprietorship? Knowing your structure will help you to set up your accounting situation, which will ultimately help you to know whether you need a business bank account or a credit card and merchant account services. While there are numerous options to choose from when deciding what type of business bank account you will need, it’s good to know that many banks also offer free business banking accounts as well. Although they may lack the special services and perks of one of their signature accounts, starting with a free account can be your first step toward something much greater.

Keeping Your Finances in Order Month-to-Month

When you order personal checks from your bank, you probably don’t give it much thought. You choose a color and style you like, place the order, and get on with your day. You don’t think about the price, because you don’t realize that you can order your checks from other vendors, including checkworks.com. When you order your new checks from us, you can still choose the style and color you want — you just won’t have to pay so much for the privilege.

Here are some tips from CheckWorks to help you keep your finances in order:

  • Write checks instead of using your debit card. When you write checks, you think more about the purchase. Let’s face it — swiping a card is easy. It is also easy to forget that purchase, which could lead to an overdrawn account. Writing checks forces you to think about the purchase and make a record of it.
  • Create a budget that separates your necessities from your non-necessities. Avoid spending money from your rent budget for that unexpected night on the town. Instead, allot yourself a certain amount of money each month for extras. When that money is gone, bite the bullet, stay home, stick to your budget, and, maybe the next month, you will be able to afford to go out.
  • Balance your checkbook every month. It may be a chore, but reconciling your checkbook with your bank statement can help you find any unusual discrepancies. If you use some of our handy accessories, like our detailed check register or our useful calculators, you can take some of the hard work out of balancing your checkbook. The time devoted to making sure your records match will pay off when you catch that one suspicious charge.

Life is hard enough without having to deal with the stress of financial worries. These worries include the smaller details, such as ordering new checks. Checkworks.com is here to help relieve some of the stress from your life, so contact us today and place your order.

Keeping Your Checkbook in Check

You have a bank account and a checkbook, but having isn’t everything. Do you know how to properly write checks and balance your checkbook? In a time when so many people are getting used to their debit and credit cards, checks still have an important place in the world. Countless people still write checks in order to pay rent, bills, and to make large purchases. There are many benefits to using checks that no other form of payment can really offer, so it’s great to always have a supply of checks on hand.

In your pursuit of becoming a financially stable and responsible person, learning how to balance your checkbook will do you wonders. By keeping a balance of your accounts, you will have a finer grasp on your finances than ever before. Most people these days rely on electronic banking systems to track when and where their money is coming in and going out. While this is a reliable method for the most part, even computers are prone to error. Also consider that we’re living in a time where identity theft is more common than ever. For these reasons, it is good to place some reliance on ourselves to manage our own finances, or at least to keep a watchful eye on things.

To get started, understanding the anatomy of a check is essential. Understanding this will help you to know what information goes where on the check itself. Armed with a checkbook register, deposit slips, paystubs, receipts, and banks statements, you’ll be well-equipped to watch your own back in order to ensure that your finances are straight.

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Useful Checking Accessories for Your Business

When placing your next order for new business checks with checkworks.com, make sure you order a new check register, too. Our check registers are designed to help you keep track of business purchases with ease. They also feature a handy calendar, so you can see at a glance particular days of the year.

We also have other checkbook accessories to help you run your business efficiently and stay on top of your finances. These accessories include:

  • Address labels — these handy labels make it a snap to add your business address to business correspondence. These labels provide a much more professional appearance than a sloppy, handwritten address — they are also much easier to read.
  • Business cards — you can’t have a business without keeping plenty of business cards on hand. These cards make it easy for you to spread the word about your business. You can choose to include as much or as little text as you want on the card. Just be sure and include pertinent contact information, so future customers can contact you.
  • Checkbook calculators — these easy-to-use calculators make balancing your business checkbook fast and easy. You can quickly add and subtract numbers right there in your checkbook without having to dig out paper and pencil to write out your calculations.
  • Financial organizers — we offer several organizers to help you keep both your business and your personal finances clear and concise. These organizers include handy tips and advice to make financial management easier to understand.
  • Checkbook covers — our stylish covers provide you with an easy way to organize your checks, register, calculator, and any other related product. Staying organized is one of the best ways to keep your business finances in order.

Here at CheckWorks, we strive to provide our customers with everything they need to balance their business budgets, as well as their personal household budgets. Before you order more checks from your banking institution, consider placing an order with us. Our wide selection of products, easy ordering process, and affordable prices make checkworks.com a great investment for your business. Contact us today to learn more about our products.

How to Create a Budget You Can Stick To

When it is time to order checks from your bank, don’t make a hasty decision! Before you pay an expensive price, consider visiting checkworks.com, and letting us fulfill your checking account needs. We offer a wide selection of both personal and business checks that are ideal for the regular consumer and the small business owner. In addition to checks, we also offer various checking account accessories to help you stay on top of your budget.

Speaking of budgets, how is your monthly budget looking? Creating a household budget is fairly easy, but sticking to that budget can be difficult. Here are some tips to help you stick to your monthly budget with ease:

  • Take your time when creating your budget. If you try to make one in just a few minutes, you are more likely to break the budget. You need to take your time, so that you can fully evaluate your monthly expenses and purchases, and find areas where you can make reductions without suffering. A well-designed budget that accommodates your necessities will be easier to incorporate into your lifestyle.
  • When making reductions, choose areas that are non-necessities, first, such as entertainment or eating take-out food. Avoid cutting corners in areas such as groceries and fuel for your car. Otherwise, you might wind up eating hotdogs and walking to work at the end of the month.
  • Set aside some of your budget for emergencies. Only use this when absolutely necessary. Emergencies include unexpected car repairs and medical expenses. At the end of the year, you may just have a nice, little nestegg saved.
  • Make sure you include your savings account in your budget. A great rule of thumb is to always pay yourself first. So, set aside a specific amount each month for savings, and never get into that money. Save it for situations such as a job loss or extended leave of absence.

Once you have created a workable budget, after a few months, you will find it is much easier to stick with it. Checkworks.com can help with our selection of checks and accessories to keep you organized and on top of your finances. Contact us today to learn more about our products.

Why You Should Shop with Us

When you open a bank account for the very first time, you have to choose which kind of personal checks you want. Now, your bank is likely to offer their own checks, which could include various patterns and designs. However, the price for a box of checks ordered from your bank is likely to be a bit on the expensive side. Here at checkworks.com, we offer a wide range of check styles at a price that is more than affordable for all budgets.

Choose Checks that Match Your Personality

When choosing your check style, you can either keep it simple, or you can make it a reflection of your own personality. For instance, animal lovers often choose checks that feature cute kittens or cuddly puppies – images that reflect their love of four-legged creatures. We offer plenty of images and designs to make it easy for you to find something you love. If you would rather keep your checks simple and straightforward, we have that style, too. These types of checks are useful if you want to maintain a professional appearance, even when making a purchase.

Affordable Pricing and Fast Shipping

Our check prices are some of the most affordable you will find, especially when compared to the check prices from your bank. You will also find our ordering process to be easy, and our shipping speed to be timely. We understand that your time is important, so we don’t waste it with our ordering process. We also understand that you need your new checks as soon as possible, which is why we offer quick shipping times.

Whether you are opening your first checking account, or your third, there is simply no reason why you should feel obligated to purchase checks from your bank. Instead, visit checkworks.com, and have a look at our selection of both personal and business checks. You can also look at some of our checking account accessories that are meant to make your life a little bit easier. For example, our check registers are designed to help you keep track of your purchases with ease. Contact us today, and let us help you find the perfect checks to reflect your personality and professionalism, while still getting the job done.

Utilize Our Business Checks to Manage Your Finances

Owning and operating a small business is no easy feat. There are  many responsibilities on your shoulders. One of the most important responsibilities is managing the finances. Without proper management of the finances, your business will quickly go under. One way to help keep track of spending is through the careful use of business checks. Instead of using cash all of the time, you can use checks to monitor where the money goes for each purchase.

Here at checkworks.com, we offer various styles of checks to help you operate your small business. With duplicate checks, you can have a written record of the exact check you wrote, which makes it much easier during tax season to claim your expenses. The use of our checks will also help you develop good habits. Making it a habit to use a checkbook instead of swiping your credit card will help prevent those impulse purchases — the kind of purchases that can wreak havoc on your business’s bottom line.

We also offer detailed registers for writing down important information after every purchase. These registers are a great way to back up the information you already have from the duplicate check. With a register, you have all of the expenses in one convenient location, which makes it much easier to balance your checkbook at the end of each month. Between the duplicate checks and the registers, you should have no trouble managing the finances of your small business.

Here are a few tips to keep in mind when writing checks:

  • Always record each purchase in the register at the time of the purchase. Don’t rely solely on the duplicate checks to keep track of your purchases. Instead, use the register and the duplicate checks together to ensure that all purchases are monitored.
  • Make sure anyone  with access to the business finances remembers to use checks, too. This means if you send your spouse out to buy some office supplies, give him/her a quick reminder to write the check and record the purchase.
  • Balance your checkbook at the end of each month. Make sure every purchase is accounted for, and if you notice any discrepancies, contact your bank for more help.

Contact us today at checkworks.com to order a box of checks for your small business, and start managing those finances the right way.