Thoughtful and Creative Ways to Gift Money for the Holidays

Giving money for Christmas is one way to make sure everyone gets what they want. Handing out cash, however, is not as fun as unwrapping a gift to see what is inside. 

Take the guesswork out of gift-giving without appearing as though you forgot a gift with these tips for thoughtful money gifts this holiday season.

Get Creative with Delivery

Whether it’s given in an envelope or by hand, passing out cold hard cash might not feel quite as much fun as delivering a beautifully wrapped gift. 

The solution? Get festive with special holiday or gift checks. It’s an easy way to keep track of how much you have gifted while adding a truly personal touch.


Find Balance in Your Budget

Deciding how much money to give to someone is a personal decision. Factors you may want to consider include:

  • How close you are to the person
  • How old they are
  • What your budget is

If you barely know someone or they’re a distant relative, you probably are not going to give them a $100 check. Instead, a smaller amount would be more appropriate. 

Similarly, gifting money to a child who is young might look different than gifting it to an adult. In most cases, you should keep monetary gifts to children small.

Finally, one of the most important parts of gift-giving is staying within your budget. All too often, people overspend during the holidays, leaving themselves in a bind when January rolls around. Gift within your means by creating a holiday budget early in the season. 

How to Give Money

You don’t have to take away the fun of unwrapping a present simply because you are giving money. Instead, put a check or a pre-loaded visa card in a new wallet, making it a fun find when the recipient goes to fill up the wallet for the first time.

If you prefer to give cash, add some festivity by folding it into an origami shape. Find simple directions to follow online to fold it into a simple heart. Combining a monetary gift with a thoughtful delivery can make a big impact. 

An otherwise empty envelope with cash or a check can come across as a last-minute gift that was hastily thrown together. Handwritten notes are a classic way to take time to show someone you care. They can last a lifetime, too. Write something short and sweet signed with love or pour out your heart in a sentimental note and seal it up with the money.

For envelopes that are going in the mail, attach a personalized holiday address label. You will be able to cut down the time you spend writing a return address on all of your Christmas cards, save your hands from cramping up, and add a festive touch to each card you prepare. 

Gifting money is no longer taboo. Nowadays, it’s actually one of the most highly desired gifts. Send it with love with these creative ideas.