Tag Archives: personal finance

How Long Is a Personal Check Good For?

In the world of everyday banking, personal checks still hold a significant role, whether you’re paying rent, gifting money, or handling other personal expenses. But what happens if a check isn’t deposited or cashed right away? Knowing how long a check remains valid can help you avoid the hassle of bounced payments or missed deposits. Let’s break down how long a personal check is good for, what you should do with old checks, and how to avoid issues with stale payments.

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How to Make Plans for Your Tax Refund in 2025

Federal tax returns aren’t due until April 15th. However, you can start making a plan for your 2025 tax refund today, even if you have yet to file your return. 

You might be excited about getting some cash back; however, it’s easy to blow through the funds quickly if you don’t have a plan in place. Below, we’ll walk you through this process to help you make better choices once the money gets into your hands.

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Preparing for the 2025 Tax Season

 

The tax filing deadline might still be a few weeks away, though it may be a good idea to get things done sooner rather than later. Whether you handle your taxes on your own or you hire a CPA, getting a head start on your taxes gives you plenty of time to gather the necessary documents and avoid any headaches or last-minute filings come April 15th. 

Get started on your taxes with these tips and tricks, including updates on some of the recent changes in the tax code that you should be aware of. 

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Embrace Financial Renewal: The Importance of New Checks and 2025 Financial Cleanup

As you look forward to the new year ahead, getting your finances in order is a common resolution people have. But no matter what your financial goals are for 2025, it’s important to have the right tools and record-keeping system in place to help you stay organized. This includes purchasing new checks, an essential step for establishing healthy financial habits in 2025.

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New Year, New You: Developing Financial Literacy in 2025

Nearly 9 out of 10 Americans have some type of financial goal for the new year, according to Bankrate. If you’re one of these money-minded individuals, you might be focused on paying down debts, improving your spending habits, or boosting your credit. Whatever your financial goals are for 2025, becoming well-versed and educated on the topic of personal finance is a must in today’s environment. 

Fortunately, there are more outlets than ever to make studying the topic easy (and even enjoyable).

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Creating a Festive Checkbook: Checks for the Holiday Spirit

For many, there’s no better time of year than the holiday season. To help yourself get into the festive spirit this year, try surrounding yourself with all things holiday-themed — including your checkbook! 

Each time you go to write a check, you’ll be reminded of all the great things about this time of year — the gatherings with loved ones, bountiful feasts, gift-giving, and more. Take a look below at some of our favorite holiday-themed personal checks to place in your pocketbook as we head into the new year. 

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A Nostalgic Look at Checks: How They’ve Evolved and Remain Relevant Today

The first iterations of modern-day checks emerged ages ago. The behind-the-scenes banking practices and legal precedence supporting check-writing have evolved over the years, though the basic concept of making a written promise of payment has remained the same. 

As we close out yet another incredible year, let’s reflect back on the long and storied timeline of how we ended up with the modern version of checks we rely on today. 

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How to Use Checks for Holiday Charitable Donations Effectively

This holiday season, you can spread some cheer by giving back to charities and causes that are near and dear to you. Making your donation using a festive holiday check is a simple, secure, and effective approach, which you can do by following these simple steps: 

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Gift-Giving Made Easy: How to Write Checks as Thoughtful Presents

With the holiday season quickly approaching, you may have a long list of family, friends, and acquaintances that you plan to exchange gifts with. While you can take the time to conjure up ideas of the perfect gift for everyone on your list, there’s always a worry that you’ll gift someone something they already have, don’t like, or would rather pick out themselves. 

Luckily, one thing nearly everyone can agree on is that receiving money as a gift is always welcomed. Plus, there’s a way to gift money in a thoughtful way that doesn’t lose the personal feel of holiday gift-giving — by using a personal check. 

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How Election Season Affects Your Finances

The 2024 presidential election is quickly approaching. Among the many questions and concerns surrounding this momentous event, many folks are concerned about what the potential results of the election could mean for their finances. 

While there’s no way to predict with full certainty what will occur, historical data and expert insights give us a glimpse into what we might be able to expect.  

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