5 Things You Didn’t Know You Could Buy with Personal Checks

Checks are a convenient way to pay for not only rent and bills, but also daily goods. Even as electronic payment options are on the rise, many people are rediscovering the ease of using checkbooks instead of relying on technology and cash.

Making checks your preferred payment option comes with a lot of benefits. You can always have just the right amount to pay because you simply fill it out on the spot, no need to transfer money, dig through change, or rely on electronics. You’ll also have a paper trail of exactly how much and when you spend.

If you’re ready to embrace this versatile method of payment, you might also want to check out personal checks with free shipping to save even more!

Checks can still be used to pay for nearly all types of personal items. All you need to know is what stores accept checks (many do!). Here are five surprising categories where your checkbook comes in handy:

1. Groceries

Many popular grocery stores allow customers to pay by check. Did you know national favorites like Trader Joe’s and regional shops like Winn Dixie, Dillons, and Safeway all accept checks?

Instead of transferring the money you need at the cashier line, paying by check gives you one or two business days to ensure the correct funds are available, without the hassle of holding up the line. Plus, with each transaction recorded, budgeting becomes a breeze.

2. Clothing

Need new clothes for work, school, or recreation? Get out your checkbook! Large department stores like Dillard’s, JCPenney, Kmart, Kohl’s, T.J. Maxx, and Macy’s still accept personal checks.

By writing a check, you’re essentially creating your own receipt, making it much easier to track clothing expenses, especially if you’re on a strict budget. Also, while you’re shopping, don’t forget a stylish checkbook cover to protect your checks and keep them organized!

3. Pizza & Fast Food

Gathering bills and coins for fast food can be a hassle. Instead, simplify your meal payments by using checks at fast food chains that accept them. Many popular brands such as Papa John’s, Pizza Hut, Applebee’s, Chipotle Mexican Grill, and IHOP accept personal checks in certain regions.

Each store operates under different local regulations, so it’s wise to call ahead or ask if your neighborhood branch accepts checks. Knowing this can make quick meals even quicker and more stress-free!

4. Office Supplies

Running a business or working from home? Good news: major national office supply chains such as Office Depot, OfficeMax, and Staples accept personal checks.

Paying for office supplies with a check not only ensures accuracy for tax season but also simplifies tracking of business expenses. For even more convenience, consider browsing office essentials online and using cheap checks with free shipping to streamline your purchasing process.

5. Electronics

Planning a major electronics purchase? Whether it’s a new laptop, flat-screen TV, or wireless earbuds, paying by check at Best Buy or Micro Center is an excellent choice.

Checks are ideal for large, expensive purchases because they are a safe and secure payment method. Each check has a unique coded number, and in the rare case of an error, your bank can easily cancel the payment. Plus, you’ll have an immediate record of the transaction alongside your receipt.

While checks are making a comeback in everyday transactions, make sure you’re stocked up with quality supplies. Save even more with our affordable checks with free shipping, and protect your essentials with one of our stylish checkbook covers!

Happy spending, smartly and securely, with checks!


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About Adam Blair

Adam Blair is a certified CPA who began his career with Ernst & Young focusing on Manufacturing, Retail, and Distribution clients. He graduated from Samford University with a Master of Business Administration in Accountancy and successfully passed the Certified Public Accountancy exam. After several years in public accounting, he accepted an opportunity to work for a technology start-up, MedMined, that was later acquired by Cardinal Health. Adam has served several retail businesses as an accountant and business partner in various roles. Today, he serves as the CFO of Main Street, Inc (a parent company of CheckWorks). As the resident financial expert at the company, he believes successful businesses take great care of their customers and focus on building a team of happy employees.