There are many reasons why loved ones may ask for money. Medical care, job loss, lack of credit for loans, and personal emergencies are all common situations people may need extra assistance with. Lending money to family and friends can be a kind gesture and a way to help.
Category Archives: Personal Finance
How to Resist Impulsive Spending
A midwestern couple walks into a mall. They’re looking to get some exercise so they set their FitBits and 9,000 steps later they’ve dropped $500. If you’re waiting for a punchline, there isn’t one. They left the mall with three ramen bowls, two coats, a pair of Doc Martens, and a bag of Lindt truffles they didn’t need when they got there and still didn’t need when they left.
Living in Financial Denial? Here’s How to Bounce Back
In a bleak economy that has split the “middle class” into three different subclasses, the 18 to 29 age group have more opportunities to go into debt than any generation that came before them. There is a lot of pressure to show success. So much so that more people are living beyond their means more than ever.
Refreshing Your Finances for the New Year
There is no doubt that the new year brings with it a sense of renewal, hope for a better life that spurs us toward New Year’s resolutions and annual tasks.
5 Reasons Economic Education Matters
Did you know October is National Economic Education Month? Economic education is important for everyone because we all have to deal with money, and most of us worry about it.
5 Easy Steps to Creating Your Own Budget
Managing your money is an essential part of financial planning that can set anyone up to have a successful future and meet critical milestones that are necessary to achieve financial security.
What Your Spending Style Says About Your Personality
Have you ever heard of a ‘money personality’? Chances are, you have one. It might reveal more about you than you realize.
New Year, New Checks: Putting Checks to Use in 2021
Recently, we explored why holiday checks make great gifts. Not only are they inherently more secure than gifting cash, they’re simply more festive — and the festivities don’t have to end at Christmas designs.
How Seasonal Shifts Affect Spending Habits
You’ve had a hard week and a glass of wine at home just isn’t going to cut it. So you opt to head over to your favorite department store and do a little damage on your credit card. While retail therapy is indeed “a thing,” the psychology behind it may shock you. Your need to spend may have something to do with the weather.
Continue reading3 Expenses to Shed this Autumn Season
Much like the trees shed their leaves this time of year, it may be time for individuals to do some shedding as well — of the financial nature. Autumn is the perfect time to follow the trees’ lead and strip ourselves of those unnecessary expenses we’ve piled up during summer.