If you run a small business, managing your finances is one of your most important tasks. Fortunately, there are many fine software tools available that can help you do just this. Here are five finance tools your small business should make use of.
Planning Financially for a Natural Disaster
In light of Hurricane Florence’s recent landfall in the Carolinas, it’s important to consider how natural disasters can impact your financial situation. Despite the emphasis placed on planning for an emergency in schools and throughout the media, many Americans remain unprepared and without a solid financial plan.
Benefits of Encouraging Your Teen to Work
Many parents are reluctant to encourage their teenagers to find a job. They worry it will be a challenge for teens to juggle work and school. However, this dynamic might actually teach them balance and better equip them with a sense of responsibility.
There’s a lot your teen can gain from a part-time job – and that’s not just extra spending money. Continue reading
5 Best Personal Finance Apps of 2018
Gone are the days of balancing checkbooks and keeping a budgeting journal. With our smartphones consistently at our fingertips, all financial matters are handled in the virtual world. We deposit checks, monitor our spending, and seek financial advice all on our smartphones. What’s more, we have the assistance of widely-lauded applications to make all of this easier.
5 Great Side Gigs to Supplement Your Income
The internet has made finding additional sources of income so easy. Many people are taking their talents and learned skills, and applying them to side gigs. Between Uber, TaskRabbit, and countless other other similar services, supplemental work is more abundant than ever. In today’s article, we’ll be breaking down five side gigs that you can start today and will eventually pay off in the long run.
Seize the Summer While Minimizing Spending
With summer in full swing, many people may already be feeling a pinch in their pocketbooks. Unlike the fall and winter seasons when people are more likely to want to cozy up at home and be hermits, the siren call of the warm sun and blue skies are irresistible to many wanting to make the most out of these glorious months. Continue reading
Millennial Money: Personal Finance Lessons from Millennials
Millennials have a false reputation of not being savvy with their finances. There seems to be a stereotype regarding money management that has adhered to this generation with no known cause. While millennials are inarguably faced with the largest debt burden compared to previous generations, they are using that drawback to exercise smart spending and saving skills. The fact is that millennials are actually quite creative and knowledgeable when it comes to their finances. They just save and invest in different ways than most other generations are accustomed to. Here are some lessons to take from the millennial generation. Continue reading
5 Safest Stocks to Invest In
When it comes time to invest your money, there are numerous options at your disposal. If you want to be ultra-conservative, you can put your money in a savings account or in US bonds. Both offer a low rate of return with essentially no risk. Continue reading
Saving for Retirement Without a 401(k)
While investing in a 401(k) retirement plan is a viable option for some people, there are several alternatives for building a nest egg that will provide you with more flexibility. Your employer may not offer a 401(k) plan, or even if they do, you may be seeking a backup plan. Here are four options for saving for retirement outside of a 401(k).
Employee Benefits & Job Satisfaction
There is a distinct correlation between employees being satisfied with their job and the benefits that job offers. Employers that offer benefits (whether they be medical, dental, or vision insurance) can expect that their employees will be generally happier at work.