With only a countable number of days remaining to wrap up the year 2017, small businesses are getting everything needed to file tax of the ending year. As you approach January of the year 2018, ensure that you have all the documents pertaining transactions of your business for the year 2017.

But even before you reach out to your accountant, there are a number of tips that you need to familiarize yourself with. Stay tuned here to find the tips on what you should do or just understand as you approach January 2018.  Continue reading →

Ever since the Equifax hack, many people are concerned about getting their identity stolen. Identity theft affects about 9 million people per year. Even though this is a common problem, there are things that you can do in order to protect yourself. Continue reading →

By the CheckWorks Team

At CheckWorks, we take every measure to inform and protect our customers and website visitors in the areas of business and personal finances. A breach at Equifax, one of three U.S. credit-reporting agencies, has compromised much of its customers’ data. Some people, including young adults who are new to the world of credit, may not know that Equifax maintains credit profiles on all Americans in the credit system. Below, you’ll find out what’s at risk and the steps you can take to protect yourself and your credit. Tell everyone you know about this breach, and send them to this article for details and links to vital information.

Continue reading →

By MJ Plaster

You’ve been offered a promotion to management, and you know it means “more, more, more.” But more of what exactly? Hold your reply to the offer while we take a candid look at the pros and the cons of moving up to management and the best ways to handle the madness and mayhem of the transition to the elevated position.
Continue reading →

There are a lot of myths and misconceptions about credit cards. Believing these myths can cause you to waste a lot of money. That is why it is important to separate the myths from the facts.

Myth: I do not Need a Credit Card

Fact: Many people believe that they do not need a credit card. They think that it is best to use a bank debit card, cash or prepaid card. You do not necessarily need a credit card, but there are a number of benefits that you can reap from having one. If you use your credit card responsibly, then you can increase your credit score. You can also get rewards when you use your credit card. Continue reading →

We all need to buy expensive things at one point in our lives. It could be something really expensive like a new house or a new car, or it could be a big ticket item like a complete home entertainment system. If you find it too difficult to save for something big, simply follow our suggestions below. These tips will definitely help you make that purchase in no time at all.

Continue reading →

By MJ Plaster

Not since the Gutenberg press have we seen anything like what we’re going to witness in the next five years. The next wave of automation is projected to dwarf the aggregate of the PC revolution and the connected-device (smartphones, tablets, etc.) wave. Connectivity has already dissolved the lines between personal and work lives, and now that we’ve adjusted to being on call 24/7, it’s possible we could undergo an even bigger change—if automation relegates the concept of work to the dustbin.
Continue reading →

When you have a great idea for a product or service, you might want to build up your company’s workforce gradually. Of course, you don’t want to increase your head count before it is financially feasible to do so.

At a certain point, you might need to hire a Human Resources (HR) Director. When do you know that it is the right time to hire an HR Director?

Human Resources by Industry

Are there any industries that should add an HR Director sooner? The service industries – contractors, landscaping and beauty – might be able to handle more workers without adding someone to oversee a department. Many of these jobs are on-site, so there is less time spent in any formal office environment. Continue reading →

The typical education curriculum generally leaves a disappointingly large amount to be desired when it comes to financial education.

The following things are some of the most important financial lessons that just aren’t taught in school, but should always be taken to heart.

Saving is more important than earning

Plenty of people love the idea of making lots of money, but one of the biggest financial lessons to learn is that it’s more important to focus on not losing money. Unnecessary spending is one of the biggest personal obstacles for people of all income levels, and so it is essential to learn how to set up a budget a precisely as possible. Continue reading →