Keeping Your Checkbook in Check

You have a bank account and a checkbook, but having isn’t everything. Do you know how to properly write checks and balance your checkbook? In a time when so many people are getting used to their debit and credit cards, checks still have an important place in the world. Countless people still write checks in order to pay rent, bills, and to make large purchases. There are many benefits to using checks that no other form of payment can really offer, so it’s great to always have a supply of checks on hand.

In your pursuit of becoming a financially stable and responsible person, learning how to balance your checkbook will do you wonders. By keeping a balance of your accounts, you will have a finer grasp on your finances than ever before. Most people these days rely on electronic banking systems to track when and where their money is coming in and going out. While this is a reliable method for the most part, even computers are prone to error. Also consider that we’re living in a time where identity theft is more common than ever. For these reasons, it is good to place some reliance on ourselves to manage our own finances, or at least to keep a watchful eye on things.

To get started, understanding the anatomy of a check is essential. Understanding this will help you to know what information goes where on the check itself. Armed with a checkbook register, deposit slips, paystubs, receipts, and banks statements, you’ll be well-equipped to watch your own back in order to ensure that your finances are straight.

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Useful Checking Accessories for Your Business

When placing your next order for new business checks with checkworks.com, make sure you order a new check register, too. Our check registers are designed to help you keep track of business purchases with ease. They also feature a handy calendar, so you can see at a glance particular days of the year.

We also have other checkbook accessories to help you run your business efficiently and stay on top of your finances. These accessories include:

Address labels — these handy labels make it a snap to add your business address to business correspondence. These labels provide a much more professional appearance than a sloppy, handwritten address — they are also much easier to read.
Business cards — you can’t have a business without keeping plenty of business cards on hand. These cards make it easy for you to spread the word about your business. You can choose to include as much or as little text as you want on the card. Just be sure and include pertinent contact information, so future customers can contact you.
Checkbook calculators — these easy-to-use calculators make balancing your business checkbook fast and easy. You can quickly add and subtract numbers right there in your checkbook without having to dig out paper and pencil to write out your calculations.
Financial organizers — we offer several organizers to help you keep both your business and your personal finances clear and concise. These organizers include handy tips and advice to make financial management easier to understand.
Checkbook covers — our stylish covers provide you with an easy way to organize your checks, register, calculator, and any other related product. Staying organized is one of the best ways to keep your business finances in order.

Here at CheckWorks, we strive to provide our customers with everything they need to balance their business budgets, as well as their personal household budgets. Before you order more checks from your banking institution, consider placing an order with us. Our wide selection of products, easy ordering process, and affordable prices make checkworks.com a great investment for your business. Contact us today to learn more about our products.

How to Create a Budget You Can Stick To

When it is time to order checks from your bank, don’t make a hasty decision! Before you pay an expensive price, consider visiting checkworks.com, and letting us fulfill your checking account needs. We offer a wide selection of both personal and business checks that are ideal for the regular consumer and the small business owner. In addition to checks, we also offer various checking account accessories to help you stay on top of your budget.

Speaking of budgets, how is your monthly budget looking? Creating a household budget is fairly easy, but sticking to that budget can be difficult. Here are some tips to help you stick to your monthly budget with ease:

Take your time when creating your budget. If you try to make one in just a few minutes, you are more likely to break the budget. You need to take your time, so that you can fully evaluate your monthly expenses and purchases, and find areas where you can make reductions without suffering. A well-designed budget that accommodates your necessities will be easier to incorporate into your lifestyle.
When making reductions, choose areas that are non-necessities, first, such as entertainment or eating take-out food. Avoid cutting corners in areas such as groceries and fuel for your car. Otherwise, you might wind up eating hotdogs and walking to work at the end of the month.
Set aside some of your budget for emergencies. Only use this when absolutely necessary. Emergencies include unexpected car repairs and medical expenses. At the end of the year, you may just have a nice, little nestegg saved.
Make sure you include your savings account in your budget. A great rule of thumb is to always pay yourself first. So, set aside a specific amount each month for savings, and never get into that money. Save it for situations such as a job loss or extended leave of absence.

Once you have created a workable budget, after a few months, you will find it is much easier to stick with it. Checkworks.com can help with our selection of checks and accessories to keep you organized and on top of your finances. Contact us today to learn more about our products.

Why You Should Shop with Us

When you open a bank account for the very first time, you have to choose which kind of personal checks you want. Now, your bank is likely to offer their own checks, which could include various patterns and designs. However, the price for a box of checks ordered from your bank is likely to be a bit on the expensive side. Here at checkworks.com, we offer a wide range of check styles at a price that is more than affordable for all budgets.

Choose Checks that Match Your Personality

When choosing your check style, you can either keep it simple, or you can make it a reflection of your own personality. For instance, animal lovers often choose checks that feature cute kittens or cuddly puppies – images that reflect their love of four-legged creatures. We offer plenty of images and designs to make it easy for you to find something you love. If you would rather keep your checks simple and straightforward, we have that style, too. These types of checks are useful if you want to maintain a professional appearance, even when making a purchase.

Affordable Pricing and Fast Shipping

Our check prices are some of the most affordable you will find, especially when compared to the check prices from your bank. You will also find our ordering process to be easy, and our shipping speed to be timely. We understand that your time is important, so we don’t waste it with our ordering process. We also understand that you need your new checks as soon as possible, which is why we offer quick shipping times.

Whether you are opening your first checking account, or your third, there is simply no reason why you should feel obligated to purchase checks from your bank. Instead, visit checkworks.com, and have a look at our selection of both personal and business checks. You can also look at some of our checking account accessories that are meant to make your life a little bit easier. For example, our check registers are designed to help you keep track of your purchases with ease. Contact us today, and let us help you find the perfect checks to reflect your personality and professionalism, while still getting the job done.

Utilize Our Business Checks to Manage Your Finances

Owning and operating a small business is no easy feat. There are many responsibilities on your shoulders. One of the most important responsibilities is managing the finances. Without proper management of the finances, your business will quickly go under. One way to help keep track of spending is through the careful use of business checks. Instead of using cash all of the time, you can use checks to monitor where the money goes for each purchase.

Here at checkworks.com, we offer various styles of checks to help you operate your small business. With duplicate checks, you can have a written record of the exact check you wrote, which makes it much easier during tax season to claim your expenses. The use of our checks will also help you develop good habits. Making it a habit to use a checkbook instead of swiping your credit card will help prevent those impulse purchases — the kind of purchases that can wreak havoc on your business’s bottom line.

We also offer detailed registers for writing down important information after every purchase. These registers are a great way to back up the information you already have from the duplicate check. With a register, you have all of the expenses in one convenient location, which makes it much easier to balance your checkbook at the end of each month. Between the duplicate checks and the registers, you should have no trouble managing the finances of your small business.

Here are a few tips to keep in mind when writing checks:

Always record each purchase in the register at the time of the purchase. Don’t rely solely on the duplicate checks to keep track of your purchases. Instead, use the register and the duplicate checks together to ensure that all purchases are monitored.
Make sure anyone with access to the business finances remembers to use checks, too. This means if you send your spouse out to buy some office supplies, give him/her a quick reminder to write the check and record the purchase.
Balance your checkbook at the end of each month. Make sure every purchase is accounted for, and if you notice any discrepancies, contact your bank for more help.

Contact us today at checkworks.com to order a box of checks for your small business, and start managing those finances the right way.

Be Successful with a Household Budget

Creating and managing a household budget is an important step towards financial security. If you fail to budget your money each month, you could wind up with late payments, missing payments, and just utter chaos. No one wants to have chaotic finances. Checkworks.com is the place to go to order checks online — and we also have some useful tips for successfully managing a household budget.

Create your budget. The first step to budgeting is having a budget, so force yourself to sit down and do it. You may have a million reasons why you don’t have time to make a budget right now, but your finances need a solid budget. Don’t put it off any longer.
Be smart. When making your budget, use your good sense. Make a list of the priority bills, such as utilities and mortgage payments, and make sure those things are budgeted accordingly. Then, make a list of other non-essentials, such as entertainment. As you start assigning funds to each bill, take care of the priorities first — you can always rent a video instead of going to the theater.
Use checks. Once you have a budget planned, start using your checking account. When you write checks, you have a record of the purchase. Be sure to record the transaction in your register, which can help you stay on top of your current finances every day.
Avoid credit. Live within your means, and you will see your money grow. Too many people turn to credit cards, and then they only make the minimum payment. If you must have a credit card, stick to only one, make sure it has good terms, and only use it when necessary — and when you are certain you can pay the balance quickly.
Stick to your budget. It is easy to give in to your impulses, especially when it comes to something you really want. Be strong and adhere to your budget rules. You can always save money for non-essentials and purchase them later.

Contact us today at checkworks.com, and let us help you keep you budget on track with our selection of quality checks and registers.

The Benefits of Ordering Personal Checks from CheckWorks

When you order personal checks from your bank, you may not realize that you are paying more than you have to pay. Your bank has a set rate for checks; you either pay what they ask, or you don’t get your new checks. You may not know that you have a choice when it comes to buying new checks. You are not bound by some contract with your bank to only buy your checks from them. At www.checkworks.com, we have a huge selection of personal checks available for purchase.

By shopping with us, you have the advantage of buying checks that you want — checks that fit your personal style. You also have our security guarantee, which means you do not have to worry about your personal information. It also means that your checks are going to be printed to meet industry standards — in other words, these checks will work just the same as the checks you get from your bank.

One of the best things about shopping with us is that you can purchase necessary accessories at the same time that you order your checks. For instance, if you need a new register, we have several available. If you want duplicate checks, so you always have a copy of every check written, we have those available, too. For all of your checking account needs, we have you covered.

Finally, when you shop with us, you can rest assured that you are saving a significant amount of money. Why pay more for checks by ordering from your bank when you can order from us? You will save money, get the style of checks that you want and need, and you will have access to numerous accessories.

You may not place too much importance on your checkbook. It serves a purpose, so you don’t worry about personalized checks or other similar factors. However, your checkbook is an important part of your life. You deserve to have checks that reflect your personal style, whether it revolves around nature, scripture, or bold patterns. You also deserve to have the accessories you need to help you keep better track of your spending. Contact us today at www.checkworks.com to learn more about our selection of checks and accessories, and let us help you place your first order.

How to Take Control of Managing Your Finances

As you grow up you’ll notice how important it is to have a proper hold of your finances. When you want to buy a car, save for a down payment for a new home or pay down credit debt you should have peace of mind knowing that you know exactly how much money you have. Smart spending, saving and planning a budget are all good ways to manage your finances so that you do not find yourself in trouble later on.

It is a good idea to track your spending for a few weeks to a month before planning out a budget so you can see how you are currently spending your money. This allows you to spot areas where you can cut back on wasteful spending and build up savings. You will also want to keep credit card spending to a minimum so that you aren’t constantly digging yourself deeper into debt that you are unable to pay off each month.

Effective spending is also a key to taking control of your financial situation. Use coupons when possible and compare prices at different stores before making a purchase so you can ensure that you get the best possible deal. It is also recommended that you use the 50/30/20 rule when it comes to your budget: 50 percent on essentials, 30 percent on your lifestyle choices like cable and vacations, and 20 percent on financial priorities such as your savings or retirement account.

Taking a look at your current finances and reworking your budget will set you up for a bright financial future.

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Reasons Why You Should Order Checks Online

When you reach the end of your checkbook, your first instinct might be to call your bank for a new book of checks. This is fine, as long as you don’t mind paying more for your checks. Bank prices on new checks are often higher than what you pay if you order checks online. Here at www.checkworks.com, we have a huge assortment of checks — and our prices are very affordable. You can typically save 50% by ordering checks from us!

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If you have never ordered any checks online before, here are some reasons why you may want to consider it:

You can choose from a wide selection of designs. There is no reason why your checkbook has to be boring — after all, YOU aren’t boring. We offer various styles, including nature, animals, biblical, and patriotic. Choose a style that fits your personality, instead of something plain and boring from the bank!
Enjoy the convenience of ordering from the comfort of home. You can take your time choosing the perfect checks, place your order with just a few clicks, sit back, and relax — your checks will soon arrive on your doorstep!
You can add on accessories, such as a checkbook cover or a new register, to complete your checkbook. A register will help you keep careful track of your purchases; our covers, available in various colors and styles, will protect your checks with a personal touch.
You can order checks for your business at the same time you order your personal checks. We are your one-stop shop for all of your checking account needs!

The ordering process is quite simple. Just find the checks and accessories you want, then fill out the easy-to-understand order form on our site. You can also call and order your new checks over the phone, or you can fax us your order — whichever method is easiest for you.

Contact us today at www.checkworks.com to get the answers to all of your frequently asked questions, and place your first order for new checks. You will not be disappointed with your purchase, and your satisfaction and security is 100% guaranteed!

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How Writing Checks can Keep Your Budget under Control

Creating a household budget is the best way to get your finances under control and properly manage them. Creating the budget is easy enough — sticking to that same budget: that is often much harder. You have to be committed to getting your finances under control — you have to take charge of your budget. One tool that can help you stick to your budget is your checkbook. Writing checks for purchases instead of swiping your debit card can help you control your spending.

You may be wondering how a checkbook can keep your finances under control. Take a minute to think about how easy it is to swipe that card. You use it at the grocery store, at the gas station, and at the Redbox to rent movies. Before you know it, you have lost track of the purchases you made for the day — and the next thing you know, your bank account is overdrawn.

Two Ways Your Checkbook Can Help

With a checkbook, you have to write out a check for each and every purchase. This can help you in two ways. First, when you fill out the check, you are creating a record of your purchase, either by using duplicates or by recording the purchase in your register. At the end of the day, you can quickly check your register and see exactly how much money you spend and where.

Second, writing checks can make you rethink a purchase. Do you really need that fountain drink or your favorite cappuccino if you have to write a check for such a small purchase? When you use your checkbook instead of your debit card, you are much more likely to reduce your spending simply because you don’t want to take the time to fill out a check for minor purchases. Those minor purchases add up each month — if you reduce the number of small purchases you make, you will save money.

Adhering to a monthly budget can help you reduce spending, save money for the future, and make your financial situation more secure. The first step is creating your budget. The second step is sticking to it, and your checkbook can help with that. Contact www.checkworks.com to learn more about our wide selection of personal checks and registers to help you with your budget tracking.