Author Archives: Adam Blair

About Adam Blair

Adam Blair is a certified CPA who began his career with Ernst & Young focusing on Manufacturing, Retail, and Distribution clients. He graduated from Samford University with a Master of Business Administration in Accountancy and successfully passed the Certified Public Accountancy exam. After several years in public accounting, he accepted an opportunity to work for a technology start-up, MedMined, that was later acquired by Cardinal Health. Adam has served several retail businesses as an accountant and business partner in various roles. Today, he serves as the CFO of Main Street, Inc (a parent company of CheckWorks). As the resident financial expert at the company, he believes successful businesses take great care of their customers and focus on building a team of happy employees.

Can You Cash a Deceased Person’s Check?

Losing a loved one comes with many responsibilities, and handling their financial matters can be one of the most confusing. A common question that arises is: Can you cash a deceased person’s check?

The short answer is no, you cannot legally cash or deposit a check written to someone who has passed away. Whether it’s a tax refund, pension payment, or personal check, understanding the rules around cashing or depositing it is crucial. However, there are proper legal steps you can take to ensure those funds are distributed correctly.

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Checks vs Credit Cards: Which is Better & Why?

In today’s fast-paced world, the way we pay for goods and services has evolved. Credit cards dominate the checkout line, while paper checks may seem like an old-fashioned option. However, both methods of payment have their own advantages, and the best choice often depends on the situation, your spending habits, and your financial goals. Let’s break down the pros and cons of checks versus credit cards, so you can make informed choices about your money.

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Can You Deposit a Business Check into a Personal Account?

Depositing a business check into your personal account might seem like a quick and easy way to access funds, especially if you’re pressed for time or convenience. However, it’s important to understand the policies, potential fees, and best practices before doing so. Explore the ins and outs of depositing a business check into a personal account, so you can make informed financial decisions and keep your finances in good standing.

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Can You Deposit a Personal Check into a Business Account?

Depositing checks is part of daily cash flow for any business, but what happens when you receive a personal check instead of a business one? You might wonder if that personal payment can still go into your company’s checking account. The good news is that, in most cases, the answer is yes, as long as you follow a few simple steps, and your bank’s policies. 

Here’s what you need to know.

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How to Create a Basic Budget for a Family Vacation

Planning a family vacation is one of the most rewarding ways to spend quality time together, but without a budget, it’s easy to let costs spiral out of control. Whether you’re heading to a nearby beach or flying across the country, creating a simple, effective vacation budget can help ensure a fun, stress-free experience for everyone.

Here’s a step-by-step guide to building your vacation budget and how to make your money go further.

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What do Business Checks Look Like?

When it comes to managing your company’s finances, understanding the tools at your disposal is key, and business checks are one of those foundational tools. While they might seem mundane compared to digital payments, business checks offer an essential layer of professionalism, record-keeping, and security.

Let’s walk you through the defining features of business checks, how they differ from personal checks, and what to look for in terms of design and functionality. We’ll also share a side-by-side comparison of safety design elements in personal and business checks to help you make an informed choice.

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High-Tech Personal Checks: What Are They?

In today’s digitally driven world, personal checks are far from outdated. Thanks to technological innovation, they’ve become smarter, safer, and more secure than ever before. Welcome to the era of high-tech personal checks, an upgraded version of traditional checks designed for enhanced convenience and protection.

Let’s break down what high-tech personal checks are, explore their security features, and understand how they complement modern banking needs like mobile deposit checks and safety checks.

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What is a Payroll Check?

In the world of business and employment, getting paid is one of the most important aspects of the working relationship. For decades, one of the primary ways employees have received their earnings is through a payroll check. But what exactly is a payroll check, and how does it function in today’s financial landscape?

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5 Things You Didn’t Know You Could Buy with Personal Checks

Checks are a convenient way to pay for not only rent and bills, but also daily goods. Even as electronic payment options are on the rise, many people are rediscovering the ease of using checkbooks instead of relying on technology and cash.

Making checks your preferred payment option comes with a lot of benefits. You can always have just the right amount to pay because you simply fill it out on the spot, no need to transfer money, dig through change, or rely on electronics. You’ll also have a paper trail of exactly how much and when you spend.

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