Category Archives: Personal Checks

How to Create a Budget You Can Stick To

When it is time to order checks from your bank, don’t make a hasty decision! Before you pay an expensive price, consider visiting checkworks.com, and letting us fulfill your checking account needs. We offer a wide selection of both personal and business checks that are ideal for the regular consumer and the small business owner. In addition to checks, we also offer various checking account accessories to help you stay on top of your budget.

Speaking of budgets, how is your monthly budget looking? Creating a household budget is fairly easy, but sticking to that budget can be difficult. Here are some tips to help you stick to your monthly budget with ease:

  • Take your time when creating your budget. If you try to make one in just a few minutes, you are more likely to break the budget. You need to take your time, so that you can fully evaluate your monthly expenses and purchases, and find areas where you can make reductions without suffering. A well-designed budget that accommodates your necessities will be easier to incorporate into your lifestyle.
  • When making reductions, choose areas that are non-necessities, first, such as entertainment or eating take-out food. Avoid cutting corners in areas such as groceries and fuel for your car. Otherwise, you might wind up eating hotdogs and walking to work at the end of the month.
  • Set aside some of your budget for emergencies. Only use this when absolutely necessary. Emergencies include unexpected car repairs and medical expenses. At the end of the year, you may just have a nice, little nestegg saved.
  • Make sure you include your savings account in your budget. A great rule of thumb is to always pay yourself first. So, set aside a specific amount each month for savings, and never get into that money. Save it for situations such as a job loss or extended leave of absence.

Once you have created a workable budget, after a few months, you will find it is much easier to stick with it. Checkworks.com can help with our selection of checks and accessories to keep you organized and on top of your finances. Contact us today to learn more about our products.

Why You Should Shop with Us

When you open a bank account for the very first time, you have to choose which kind of personal checks you want. Now, your bank is likely to offer their own checks, which could include various patterns and designs. However, the price for a box of checks ordered from your bank is likely to be a bit on the expensive side. Here at checkworks.com, we offer a wide range of check styles at a price that is more than affordable for all budgets.

Choose Checks that Match Your Personality

When choosing your check style, you can either keep it simple, or you can make it a reflection of your own personality. For instance, animal lovers often choose checks that feature cute kittens or cuddly puppies – images that reflect their love of four-legged creatures. We offer plenty of images and designs to make it easy for you to find something you love. If you would rather keep your checks simple and straightforward, we have that style, too. These types of checks are useful if you want to maintain a professional appearance, even when making a purchase.

Affordable Pricing and Fast Shipping

Our check prices are some of the most affordable you will find, especially when compared to the check prices from your bank. You will also find our ordering process to be easy, and our shipping speed to be timely. We understand that your time is important, so we don’t waste it with our ordering process. We also understand that you need your new checks as soon as possible, which is why we offer quick shipping times.

Whether you are opening your first checking account, or your third, there is simply no reason why you should feel obligated to purchase checks from your bank. Instead, visit checkworks.com, and have a look at our selection of both personal and business checks. You can also look at some of our checking account accessories that are meant to make your life a little bit easier. For example, our check registers are designed to help you keep track of your purchases with ease. Contact us today, and let us help you find the perfect checks to reflect your personality and professionalism, while still getting the job done.

The Benefits of Ordering Personal Checks from CheckWorks

When you order personal checks from your bank, you may not realize that you are paying more than you have to pay. Your bank has a set rate for checks; you either pay what they ask, or you don’t get your new checks. You may not know that you have a choice when it comes to buying new checks. You are not bound by some contract with your bank to only buy your checks from them. At www.checkworks.com, we have a huge selection of personal checks available for purchase.

By shopping with us, you have the advantage of buying checks that you want — checks that fit your personal style. You also have our security guarantee, which means you do not have to worry about your personal information. It also means that your checks are going to be printed to meet industry standards — in other words, these checks will work just the same as the checks you get from your bank.

One of the best things about shopping with us is that you can purchase necessary accessories at the same time that you order your checks. For instance, if you need a new register, we have several available. If you want duplicate checks, so you always have a copy of every check written, we have those available, too. For all of your checking account needs, we have you covered.

Finally, when you shop with us, you can rest assured that you are saving a significant amount of money. Why pay more for checks by ordering from your bank when you can order from us? You will save money, get the style of checks that you want and need, and you will have access to numerous accessories.

You may not place too much importance on your checkbook. It serves a purpose, so you don’t worry about personalized checks or other similar factors. However, your checkbook is an important part of your life. You deserve to have checks that reflect your personal style, whether it revolves around nature, scripture, or bold patterns. You also deserve to have the accessories you need to help you keep better track of your spending. Contact us today at www.checkworks.com to learn more about our selection of checks and accessories, and let us help you place your first order.

Reasons Why You Should Order Checks Online

When you reach the end of your checkbook, your first instinct might be to call your bank for a new book of checks. This is fine, as long as you don’t mind paying more for your checks. Bank prices on new checks are often higher than what you pay if you order checks online. Here at www.checkworks.com, we have a huge assortment of checks — and our prices are very affordable. You can typically save 50% by ordering checks from us!

Shop Personal Checks

Shop Business Checks

If you have never ordered any checks online before, here are some reasons why you may want to consider it:

  • You can choose from a wide selection of designs. There is no reason why your checkbook has to be boring — after all, YOU aren’t boring. We offer various styles, including nature, animals, biblical, and patriotic. Choose a style that fits your personality, instead of something plain and boring from the bank!
  • Enjoy the convenience of ordering from the comfort of home. You can take your time choosing the perfect checks, place your order with just a few clicks, sit back, and relax — your checks will soon arrive on your doorstep!
  • You can add on accessories, such as a checkbook cover or a new register, to complete your checkbook. A register will help you keep careful track of your purchases; our covers, available in various colors and styles, will protect your checks with a personal touch.
  • You can order checks for your business at the same time you order your personal checks. We are your one-stop shop for all of your checking account needs!

The ordering process is quite simple. Just find the checks and accessories you want, then fill out the easy-to-understand order form on our site. You can also call and order your new checks over the phone, or you can fax us your order — whichever method is easiest for you.

Contact us today at www.checkworks.com to get the answers to all of your frequently asked questions, and place your first order for new checks. You will not be disappointed with your purchase, and your satisfaction and security is 100% guaranteed!

Shop Best-Selling Checks

Financial Tips for Living on Your Own

Living on your own for the first time can be quite the overwhelming experience. All of a sudden, you are in charge of your life. Your parents aren’t there to write the checks to pay the bills — you have to do it on your own. Making the transition from childhood to adulthood is not an overnight process. It is something that takes time, and you can expect to make your fair share of mistakes. The biggest responsibility you face is meeting your financial obligations. Here are some tips to help you get started into adulthood with solid financial footing:

  • Open a checking account as soon as you get your first job. Even if you are not a legal adult yet, you can still open a checking account. You may need your parents’ help, but once you have a checking account, you can start managing your money.
  • Keep track of every check you write. You can do this by using the ledger that comes with your checkbook, or you can order a check register from us. Writing down every purchase you make and every bill you pay will help you keep track of where your money is going.
  • Don’t forget to keep track of all deposits. It can be easy to overlook a deposit if it is made automatically, so make sure you know when your paychecks will be deposited.
  • Balance your register with your bank statement every month. Make sure there are no discrepancies.

Learning financial responsibility starts as soon as you have money to manage. Whether it is an allowance or a job, opening a checking account will help you learn to manage your money. If you choose not to open a checking account until you are a legal adult and moved out on your own, keep those tips in mind. It is never too late to learn how to be financially responsible.

One last thing to keep in mind — when you do move out on your own for the first time, make a budget and stick to it. There are various ways you can do this. One popular method is the envelope system, in which you have an envelope for all expenses, such as utilities, rent, food, entertainment, gas, etc. Once the envelope is empty, you cannot refill it. This will help teach you to budget your weekly allotments with care.

Contact us today at www.checkworks.com, and we can set you up with personalized checks for your checking account.

Using a Checking Account to Rebuild Your Credit

It only takes a little while to ruin your credit — but it can take years to repair it. With the rough economy of the past few years, more and more people are learning what it’s like to have to rebuild their credit. People who once had stellar credit now find themselves struggling to raise their scores past the 600 mark. Whether the cause was a delinquent credit card, or even a foreclosure, the result is still the same — low credit scores and few options for rebuilding. One way you can start to rebuild your credit is through the use of personal checks.

Opening and maintaining a checking account is a great first step towards establishing yourself as creditworthy again. When you maintain a checking account in good standing for months and even years, you are demonstrating to creditors that you know how to manage your money. Some of the ways to maintain your account include:

  • Making regular deposits into your checking account. If possible, opt for direct deposit from your employer.
  • Write a steady amount of checks each month.
  • Keep your account balanced — never overdraw your account!
  • Keep your balance well above zero.

The direct deposit of your paychecks is something that a possible creditor, such as an automobile loan lender, can look at. They can see at a glance that you have a steady, reliable income each week. This is also an easy way for them to see how much you earn each week and how long you have been earning your income — factors they will consider when deciding whether or not to offer you a loan.

The use of written checks and keeping your account balanced will also help you to learn important money-management skills. These are important to know, especially if your credit score plummeted due to mismanagement. Maintaining your register provides you with a clear record of where and when you spend money, making it easy for you to see where you can cut expenses. It is much easier to keep track of your money through written checks than by swiping your debit card.

Finally, keeping your balance above zero is another way in which you can show potential creditors that you know how to manage money. It also demonstrates that you always have at least some money on hand, making it easier for you to meet monthly payment obligations. Visit www.checkworks.com to order your new checks for your checking account and start rebuilding your credit one check at a time.

Managing Household Finances the Right and Easy Way

Managing your household budget just got easier, thanks to the wide selection of checks from CheckWorks. The right checkbook can help you keep track of your spending habits, ensuring that your bank account is never overdrawn. An added benefit is that by knowing your specific spending habits, when you need to cut corners, your detailed records will make it easier to eliminate unnecessary spending.

Some of the ways that our checkbooks can help you manage your household finances include:

  • Duplicate checks – a copy of every check you write provides you with clear records to monitor your spending.
  • Detailed registers – specific, easy-to-read registers give you a place to record the details of each transaction, which can be quite helpful during tax time.
  • Numerous styles – while the various styles of our checks may not specifically help you manage your finances, the different styles will at least make your check-writing experience a little bit more fun.

Here are some other tips for managing your finances and staying afloat instead of sinking like a rock.

  • Remember that a checkbook is not free money – make sure you always have enough in your account to pay for your purchase.
  • Balance your checkbook every month to ensure that your bank’s records match your own. Any differences should immediately be tracked down and accounted for – never ignore discrepancies.
  • Invest in one of our binders or other organizational tools – they are perfect for keeping all of your checks, duplicate checks, and registers in one place. When you need to find the records for a specific purchase, you will know exactly where to look. Our Receipt Keeper is another handy item you might find useful if you always have lots of receipts at the end of the year.
  • Make sure you always record debit card purchases in your register. One of the easiest ways people become overdrawn is by forgetting to record card purchases. When you choose to use your debit card, whip out your register right then and there to make note of the purchase.
  • Save your receipts, canceled checks, duplicate checks, and other financial records in a safe, secure place for tax season. Your taxes will be easier to file when you have clear records of the year’s purchases.

To order your checks and registers, visit CheckWorks.com and check out our wide selection of personal checks and registers.

Improve Your Credit Score with a Personal Checking Account

One thing that no one ever tells you is that you are not born with good credit. Credit is something that you have to build; something you have to earn with wise financial choices. When you reach the legal age of an adult, you aren’t likely to have bad credit — but you will probably have no credit. It falls on your shoulders to start to build that credit. The flip side of that coin is that, as an adult, you may have had financial struggles that reduced your credit score. One way you can start creating a strong credit score is with a personal checking account — and CheckWorks is here to help, with our wide selection of personal checks.

Whether you have no credit or bad credit, a personal checking account can help improve your score. The careful management of your money, including minimal over-drafts, can slowly boost your credit score. The longer you have your checking account in good standing, the better you will look to creditors. A personal checking account in good standing over time is an indication of someone who understands their finances, lives within their means, and takes care of their financial obligations.

You can start building your credit before you reach the age of legal adulthood by opening a checking account with the help of your parents. As an adult, you can start rebuilding your score by opening an account and managing it with care. Not only will a personal checking account help you boost your credit score, it will also teach you the ins and outs of money management. By keeping careful records of your checks and balancing your checkbook every month, you will soon be in control of your finances.

Personal checking accounts are great credit starters for young people, and they are great options for anyone wishing to repair their credit score. Here at CheckWorks, we understand the importance of a checking account and your credit score. We offer a wide selection of personal checks that will not only meet your financial recording needs, but will also represent your personal style. Contact us today at CheckWorks to order your first box of personal checks as you begin your journey toward a better credit score.