Paper checks aren’t going anywhere despite the rise in digital payment methods. In fact, a recent survey shows that 81% of businesses still pay other firms using paper checks. Despite the many reasons why companies continue to accept and make payments with checks, one of the most significant advantages is that it can help them better manage their cash flows. Below, we’ll explain how.
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Managing Household Finances the Right and Easy Way
Managing your household budget just got easier, thanks to the wide selection of checks from CheckWorks. The right checkbook can help you keep track of your spending habits, ensuring that your bank account is never overdrawn. An added benefit is that by knowing your specific spending habits, when you need to cut corners, your detailed records will make it easier to eliminate unnecessary spending.
Some of the ways that our checkbooks can help you manage your household finances include:
- Duplicate checks – a copy of every check you write provides you with clear records to monitor your spending.
- Detailed registers – specific, easy-to-read registers give you a place to record the details of each transaction, which can be quite helpful during tax time.
- Numerous styles – while the various styles of our checks may not specifically help you manage your finances, the different styles will at least make your check-writing experience a little bit more fun.
Here are some other tips for managing your finances and staying afloat instead of sinking like a rock.
- Remember that a checkbook is not free money – make sure you always have enough in your account to pay for your purchase.
- Balance your checkbook every month to ensure that your bank’s records match your own. Any differences should immediately be tracked down and accounted for – never ignore discrepancies.
- Invest in one of our binders or other organizational tools – they are perfect for keeping all of your checks, duplicate checks, and registers in one place. When you need to find the records for a specific purchase, you will know exactly where to look. Our Receipt Keeper is another handy item you might find useful if you always have lots of receipts at the end of the year.
- Make sure you always record debit card purchases in your register. One of the easiest ways people become overdrawn is by forgetting to record card purchases. When you choose to use your debit card, whip out your register right then and there to make note of the purchase.
- Save your receipts, canceled checks, duplicate checks, and other financial records in a safe, secure place for tax season. Your taxes will be easier to file when you have clear records of the year’s purchases.
To order your checks and registers, visit CheckWorks.com and check out our wide selection of personal checks and registers.