Chapter 11 Doesn’t Have To Be The Final Chapter

Although most people know what bankruptcy is, they may not know what the process of declaring for bankruptcy entails.

While it is perceived as being the last step for a company that is going out of business, this is not always true. In some cases, bankruptcy can be a way for a company to reorganize its debts and come out even stronger than before.

Why Would a Business File for Bankruptcy?

A company may wish to file for bankruptcy for several reasons.

First, it may not have enough money to pay all of its creditors. Therefore, filing for bankruptcy would enable them to pay creditors depending on priority. Most unsecured creditors would get nothing while secured creditors would be paid back up to the amount that remaining assets are worth. Continue reading →

A Parent’s 5-Step Guide to Keeping Kids Safe Online

By MJ Plaster

Remember when having “THE Talk” meant telling kids about sex? The last time that happened was probably around the time you were a kid. Today, your child will learn more online and in school than you ever wanted to know about sex, starting as early as kindergarten. The 21st century version of “THE Talk” is about how to stay safe online. It’s up to parents to inform their children of the dangers and to steer them away from danger.

It’s no longer sufficient to move computers to common areas. Kids have phones, tablets, etc. Smart TVs are computers. Wii and other game boxes are computers. There’s no escaping cyberspace now that everything in sight is a computer, so what’s a parent to do to keep their children safe?

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Comparing Your Options: Roth IRA, Traditional IRA, or 401k?

By Bryan Cambra

How do you know which type of retirement account is right for you?

There are three main options available for most individuals. The Roth IRA, Traditional IRA, and 401k retirement accounts are the most common because they are easy to establish and provide tax advantages. Take a look at each one to determine which could be right for your needs.

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Emergency Medicine for a Toxic Workplace

The Monday-morning heart attack is more than a myth. Studies published across the globe in the European Heart Journal, the American Journal of Hypertension, the British Medical Journal and others confirm the heightened incidence of heart attacks on Monday morning.

The rise in heart-attack incidence coincides with the return to work after the weekend. According to the American Institute of Stress, “Increased levels of job stress as assessed by the perception of having little control but lots of demands have been demonstrated to be associated with increased rates of heart attack, hypertension and other disorders.”

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America, You’ve Been Chipped

By MJ Plaster

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Old Town Fight Club: A Wealth of Training, Conditioning and Strength

By MJ Plaster

When you first enter Old Town Fight Club, the creation of owner Alek Loarca, you’re struck by the fact that this is no ordinary gym. The eclectic atmosphere belies its purpose: to train and condition people to champion the fight of life. Don’t let the modern ambiance fool you; the training is classic and combines self-defense with discipline.

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Logo Creation for the Hopelessly Artistically Challenged

By MJ Plaster

What if, like me, you’re beyond artistically challenged, and you need a logo for your business? Where do you start, and how do you go about getting the perfect logo for your company? Logos look simple and easy to design, but they’re anything but. We’ll walk you through the steps to finding and working with a designer after we set the stage by exploring current logo trends.

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Yours, Mine, and Ours : Joint Accounts

By Jurissa Ayala

According to Kansas State University researcher, Sonya Britt, arguments over money are top predictors of divorce in relationships – by far. Those small disagreements over how money is spent in the beginning of the relationship become major bones of contention as the relationship progresses.

It’s also why it’s so important to get a handle on money management early in the relationship – before the fighting begins. There are many ways couples can go about this.

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Shopping Like It’s Your Job: Finding The RIght Wholesale Buyer

Last week, we talked about what it takes to get your first fashion business off of the ground. But what happens next?

One of the most important employees at any fashion business, especially at retail outlets, is their wholesale buyer. Their job is critical: Figure out what products you need, and how much to order.

Sounds simple enough, but how well your buyer performs will make all the difference in the success of your business.

So what does a buyer do?

Buyers are doing their job well if they can consistently find and purchase products that your customer base likes and considers to be a good value. Continue reading →

Arte De Mexico : Diego Rivera & Frida Kahlo

Checkworks-Blog-Post-Frida img By Jurissa Ayala

Arguably two of the most important artists of the twentieth century, Mexico’s Diego Rivera and Frida Kahlo have left a rich and colorful legacy to inspire generations to come. Choosing art over a medical career when she began painting at age 18, Frida Kahlo remains a world renowned artist. Though her work is attributed to the surrealist genre, she never considered herself as such.

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