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How to Take Control of Managing Your Finances

As you grow up you’ll notice how important it is to have a proper hold of your finances. When you want to buy a car, save for a down payment for a new home or pay down credit debt you should have peace of mind knowing that you know exactly how much money you have. Smart spending, saving and planning a budget are all good ways to manage your finances so that you do not find yourself in trouble later on.

It is a good idea to track your spending for a few weeks to a month before planning out a budget so you can see how you are currently spending your money. This allows you to spot areas where you can cut back on wasteful spending and build up savings. You will also want to keep credit card spending to a minimum so that you aren’t constantly digging yourself deeper into debt that you are unable to pay off each month.

Effective spending is also a key to taking control of your financial situation. Use coupons when possible and compare prices at different stores before making a purchase so you can ensure that you get the best possible deal. It is also recommended that you use the 50/30/20 rule when it comes to your budget: 50 percent on essentials, 30 percent on your lifestyle choices like cable and vacations, and 20 percent on financial priorities such as your savings or retirement account.

Taking a look at your current finances and reworking your budget will set you up for a bright financial future.

Take Control of Managing Your Finances

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Make Sure Your Checks Reflect Your Personality

When you open your checkbook to write a check, are you pleased with your checks? Are your personal checks drab and boring, or are they a reflection of your personality? If you are not happy with the look of your personal checks, CheckWorks is here to help. We offer a huge selection of personalized check styles to ensure that your checks match your sense of style. Whether you want a classic style in an upbeat color, or you have a soft spot for cute animals, we have the checks to fit your personality.

If you are hesitant to order your checks from somewhere other than your bank, put your worries to rest. Here at CheckWorks, we understand the importance of security when it comes to your hard-earned money. Our checks have several security features, which meet and/or exceed regulations, and include:

  • Printing our checks on chemically-sensitive paper to stop anyone from altering your checks.
  • Use of a security screen, which is light printing on the back of the checks that cannot be easily copied.
  • Use of a microprint signature line, which utilizes small letters that can only be seen with a magnifying glass; otherwise, they appear to be solid or dashed lines.
  • Other security features that are not made public to protect your sensitive information.

Now that you know your information will be secure on our printed checks, you can choose from a wide range of personal check styles. Some of the available styles include:

  • Dolphins, polar bears, elephants, kittens, puppies, and other animal designs
  • Biblical scriptures and motivational quotes, such as Live, Love, Laugh
  • Nature scenes, including flowers, leaves, and mountains
  • Cuddly, bouncing babies
  • Frogs, fish, and other aquatic scenes
  • Islands, beaches, and blue sky scenes

CheckWorks ensures that you have plenty of styles to choose from, so you can have personal checks that reflect your personality. Contact us today to learn more about our security features and our huge selection of check styles. It is time to start using checks that bring a smile to your face every time you open your checkbook — and which even bring a smile to the face of the recipient!