It’s normal to feel some trepidation before you make a big purchase. On the one hand, you’re excited about purchasing a product or experience that you’ve had your eye on, but on the other, you may wonder if this is how you should be spending your hard-earned money. Everyone gets a bit nervous about wasting money, and that feeling is magnified when it would be hundreds or thousands of dollars.

You don’t need to agonize over those big purchases, though. These simple tips will help you figure out if you should go through with a purchase or save your money. Continue reading →

By MJ Plaster

“It’s the most wonderful time of the year,” right? Not necessarily. For many people, it’s second only to election season on the crazy scale. Between Thanksgiving and the New Year, there’s precious little time between work, professional functions, shopping, decorating, attending parties and hosting family-and-friend get togethers. The week before Christmas starts the “full-on crazy” period.

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With only a countable number of days remaining to wrap up the year 2017, small businesses are getting everything needed to file tax of the ending year. As you approach January of the year 2018, ensure that you have all the documents pertaining transactions of your business for the year 2017.

But even before you reach out to your accountant, there are a number of tips that you need to familiarize yourself with. Stay tuned here to find the tips on what you should do or just understand as you approach January 2018.  Continue reading →

Ever since the Equifax hack, many people are concerned about getting their identity stolen. Identity theft affects about 9 million people per year. Even though this is a common problem, there are things that you can do in order to protect yourself. Continue reading →

By the CheckWorks Team

At CheckWorks, we take every measure to inform and protect our customers and website visitors in the areas of business and personal finances. A breach at Equifax, one of three U.S. credit-reporting agencies, has compromised much of its customers’ data. Some people, including young adults who are new to the world of credit, may not know that Equifax maintains credit profiles on all Americans in the credit system. Below, you’ll find out what’s at risk and the steps you can take to protect yourself and your credit. Tell everyone you know about this breach, and send them to this article for details and links to vital information.

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By MJ Plaster

You’ve been offered a promotion to management, and you know it means “more, more, more.” But more of what exactly? Hold your reply to the offer while we take a candid look at the pros and the cons of moving up to management and the best ways to handle the madness and mayhem of the transition to the elevated position.
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There are a lot of myths and misconceptions about credit cards. Believing these myths can cause you to waste a lot of money. That is why it is important to separate the myths from the facts.

Myth: I do not Need a Credit Card

Fact: Many people believe that they do not need a credit card. They think that it is best to use a bank debit card, cash or prepaid card. You do not necessarily need a credit card, but there are a number of benefits that you can reap from having one. If you use your credit card responsibly, then you can increase your credit score. You can also get rewards when you use your credit card. Continue reading →

We all need to buy expensive things at one point in our lives. It could be something really expensive like a new house or a new car, or it could be a big ticket item like a complete home entertainment system. If you find it too difficult to save for something big, simply follow our suggestions below. These tips will definitely help you make that purchase in no time at all.

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By MJ Plaster

Not since the Gutenberg press have we seen anything like what we’re going to witness in the next five years. The next wave of automation is projected to dwarf the aggregate of the PC revolution and the connected-device (smartphones, tablets, etc.) wave. Connectivity has already dissolved the lines between personal and work lives, and now that we’ve adjusted to being on call 24/7, it’s possible we could undergo an even bigger change—if automation relegates the concept of work to the dustbin.
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