Ever since the Equifax hack, many people are concerned about getting their identity stolen. Identity theft affects about 9 million people per year. Even though this is a common problem, there are things that you can do in order to protect yourself. Continue reading
Smaller retailers and merchants who often lack the resources of their larger counterparts may run into any number of problems when attempting to hire seasonal workers in order to expand their existing staff. Organizations that have only limited experience conducting a hiring process would do well to properly prepare themselves before seeking seasonal help. Continue reading
September has arrived in full force, and that means people are starting to look forward to the holiday season. Lots of companies make 40% of their annual revenue in the last quarter of the year, and even though September is almost half-way over, it is not too late to prepare and take full advantage of the upcoming shopping craze. Here are four tips for prepping your business for the 2017 holiday season. Continue reading
Most high schools and colleges don’t require that their students take finance classes. As a result, many college students and young adults become somewhat clueless when it comes to managing money. That’s why this article will reveal the four most important things that college students need to know if they want to live a comfortable and abundant life after college. Continue reading
When you think about personal finance wisdom, you may envision suggestions that have been passed down from generation to generation. However, advice in its more nascent stages may actually guide you in a more appropriate manner. Continue reading
In a day and age that small business trends are always changing, we’re seeing small businesses hire fewer accountants, a position that was always a must for business owners to hire in the past. But why is this the case? Costs certainly do factor into it, but that isn’t the only reason there’s been a shift in hiring. Continue reading
For decades, the world has slowly been moving towards a cashless society. Most of us carry one or more credit cards with us at any time. We are always ready to pull out one of those cards and make the purchases that we want to make. It is easy and reliable for sure, but some ponder if there are still reasons to carry cash at all. The answer may still be yes. Continue reading
Many people today are living beyond their budget. Unfortunately, they don’t know how to interpret the signs that their spending habits are unhealthy and end up living in debts. The pressure to meet certain lifestyle standards are contributing significantly to this trend. L
iving beyond your budget can leave you financially and economically vulnerable in times of emergencies, and this is not a position in which you want to find yourself. Here is a comprehensive checklist of the warning signs that you are living beyond your budget and practical solutions to this challenge. Continue reading
Getting laid off is a devastating life event for anyone to have to bear. It is troubling for a variety of reasons, not the least of which is the fact that you still have to figure out how you are going to survive monetarily.
A large number of people live paycheck to paycheck. It is not a great way to live, but it is the reality of the lives of plenty of people. Given this, there are a few things worth taking a look at in terms of dealing with this situation.
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Outsourcing some aspects of your business to outside contractors can be a smart way to grow your business without all the added complications that come with sourcing, hiring, training, equipping and managing new employees.
But many small businesses make some mistakes when hiring contractors.
For some, the problem is that they misunderstand the legal differences between contractors and employees, and this can lead them into all sorts of trouble with the Internal Revenue Service (IRS). Continue reading
