Despite what some people might think, checks are still part of our lives. What has probably changed tremendously is the way we deposit these checks into our bank accounts. Today, you can snap a photo of your check and use mobile depositing apps to add money to your bank account in less than five minutes.
Are you not convinced about mobile check deposits yet? Here are some benefits of mobile depositing your checks and a closer look at this useful mobile baking feature.
1. Convenience
Without a doubt, the biggest perk of mobile depositing your checks is convenience. There’s no need to drive to the bank and wait in line any longer. Now, you can deposit your checks directly into your bank account from the comfort of your home. Not to mention, you don’t have to rush to the bank before it closes or early in the morning since you can deposit checks using your phone 24/7.
2. Accuracy
Since you’ll be depositing your checks from the comfort of your home, you can take all the time you want to ensure accuracy. Forget about errantly reading checks by the ATM or trusting those machines to recognize the characters in your check accurately.
Instead, you can review all the information with time and calmly when you use a mobile deposit. Even if there’s an error, new mobile apps will flag the error before submitting the deposit, which means there are even fewer chances of an error.
3. Security
The one thing about checks is that they’re very fragile and easy to misplace. With mobile check deposits, you don’t have to transport your check and risk losing it or damaging it in transit. Also, since you won’t have to leave your home, there are fewer chances of being involved in a car accident on your way to the bank.
4. Accessibility
Most mobile check deposit apps have a user-friendly experience and interface that even low-tech customers can navigate. Thanks to this, virtually anyone can deposit checks without much assistance. This level of accessibility is fantastic for older individuals who might not be able to drive to the bank by themselves. Now, instead of waiting for someone or spending time arranging a ride to the bank, they can simply deposit their checks without ever leaving home. Being able to do this also gives them a sense of independence.
5. Quickness
While some modern ATMs can digitize checks as you deposit them, not all of them do. Instead of figuring out which banks have modern ATMs, it’s better to use a mobile deposit app that will immediately digitize your checks. Thanks to the immediate connection between your mobile check deposit app and your bank account, odds are you’ll have quicker access to your funds than if you used an ATM.
Mobile Deposit Checks
Don’t forget to check out our Mobile Deposit checks from Checkworks. All designed with high contrast and simple text to make depositing checks with a smartphone hassle-free. Compatible with any bank’s mobile deposit system, so you can use them freely without worrying about compatibility. 