Improving your grasp on personal financial is one of the most powerful things you can do for yourself at any age. Sound financial management frees more of your time and energy for improving your life in all areas.
Get started with the best personal financial resources to make your life easier. Whether you need to get out of debt or track your growing income, there’s a program, app or free information just a click away.
Mint
Mint ranks as one of the top finance programs for several reasons.
It’s relatively easy to use, even if you’ve never tried any kind of budgeting software. It autopopulates your account information, meaning you don’t have to make individual entries.
For anyone who has been using a spreadsheet online or keeping accounts offline in multiple registers or logs, Mint offers a major time savings. Its full suite of features mean you can trade in multiple ways of tracking and managing your money for one solution.
Mint puts all your accounts in one place, simplifying the process of tracking and managing your money. With this all-in-one budgeting tool you have the power to set bill reminders, watch your spending and keep tabs on your credit cards, checking and savings balances from one program.
This makes it an outstanding tool for people who need more organization and streamlining in their financial lives.
You Need A Budget
YNAB sets itself apart by offering training to go along with its budgeting software.
The principle behind the program is a sound one: it trains you to live on last month’s income. If you have difficulty meeting expenses month to month, are in debt, or see the prospect of debt looming, working with this program could solve your problems.
With its training modules, you get ongoing help with difficulties so you can get your money on track. It’s easy to make adjustments in the budget, so it adapts with you when spending or income changes.
The membership for YNAB costs $60. A free, no obligation trial period allows you to try out the software, receive training emails and have access to the website to see how it suits your needs.
For anyone in debt or who needs to get a better grasp of money management, YNAB is a refreshing option. The layout is simple enough to give you the big picture on where you stand at a glance, yet offers customization so you can create categories that fit your life.
With YNAB you learn to assess your financial standing before making decisions such as opting for a major expense or cutting back on spending categories that may be out of balance with your income.
More than budgeting software, YNAB offers a money management boot camp to help people make better financial decisions.
Kiplinger.com
Kiplinger’s stands out with authoritative information on key personal finance topics.
In addition to detailed articles that will improve your grasp of personal finance, you’ll learn about the larger world of money and how to make your money work for you. Here you can find advice and calculators for investment and retirement, and a handy link to FederalReserve.org.
The government’s financial education site covers key areas of personal finance.
From choosing a financial institution to managing a business, help yourself to free advise from the U.S. Federal Reserve.